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Find Reverse Mortgage Specialists Near You in Huntsville, AL
Compare reverse mortgage specialists in Huntsville. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
Huntsville, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 18 reverse mortgage specialists in Huntsville, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Supreme Lending
7527 Memorial Pkwy SW Suite B, Huntsville, AL 35802
8884250105
Assurance Financial - Huntsville
1101 McMurtrie Dr NW Ste B2, Huntsville, AL 35806
2563258944
Novus Home Mortgage - Alabama
3309 Bob Wallace Ave SW Suite 1, Huntsville, AL 35805
2565855984
North Alabama Mortgage Inc
7501 Memorial Pkwy SW #100, Huntsville, AL 35802
2566513393
Melissa Butler Mortgage Lender
7510 Memorial Pkwy SW Suite 100, Huntsville, AL 35802
2566793638
MidTown Mortgage Company, LLC
500 Providence Main St NW UNIT 2, Huntsville, AL 35806
2565852000
Delmar Mortgage Huntsville
63 Town Center Dr NW Ste A, Huntsville, AL 35806
2282151365
The Clear To Close Team
7027 Old Madison Pike Suite 108, Huntsville, AL 35806
2563482735
Tim Byrne Mortgage Lender
415 Meridian St N, Huntsville, AL 35801
2565421517
Lawhorn & Associates Mortgage Company
100 Jefferson St N Suite 100B, Huntsville, AL 35801
2565390555
The Kim Moon Group, FirstBank Mortgage, NMLS# 542672
2650 Leeman Ferry Rd SW Suite E, Huntsville, AL 35801
2565621000
Reverse Mortgage SouthEast
1300 Meridian St N, Huntsville, AL 35801
2566798538
Reverse mortgage specialists in Huntsville Alabama help homeowners aged 62 and older access home equity without monthly payments. Alabama law requires borrowers to complete HUD-approved counseling before applying. Specialists guide clients through the process including loan limits and property requirements specific to the Huntsville market.
What Does a Reverse Mortgage Specialist in Huntsville Cost?
Typical costs for a reverse mortgage in Alabama include an origination fee up to 2500 dollars or 2 percent of the home value whichever is less. Third party costs such as appraisal title search and recording fees range from 1000 to 3000 dollars. The upfront mortgage insurance premium is 2 percent of the home value. These costs are usually financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Huntsville Alabama?
Borrowers must be at least 62 years old. All homeowners listed on the title must meet this age requirement. Alabama law does not provide any exceptions to this federal rule.
Do I need to own my home free and clear to get a reverse mortgage in Huntsville?
No, you do not need to own the home free and clear. However any existing mortgage must be paid off with the reverse mortgage proceeds. The home must be your primary residence and meet HUD property standards.
What types of reverse mortgages are available in Alabama?
The most common option is the Home Equity Conversion Mortgage or HECM which is insured by the FHA. Proprietary reverse mortgages may also be available for higher value homes. A specialist can explain which option fits your situation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.