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Reverse Mortgage Specialists in Florence, AL

Browse reverse mortgage specialists serving Florence, Alabama. Contact information and addresses listed below.

19 agents listed
Updated May 2026
Florence, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 19 reverse mortgage specialists in Florence, AL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
215 Cox Creek Pkwy, Florence, AL 35630
2567661888
Assurance Financial - Florence
4050 Helton Drive #301, Florence, AL 35630
2563258944
Security Finance
2085 Florence Blvd, Florence, AL 35630
2567643802
Lendmark Financial Services LLC
2701 Mall Rd #14, Florence, AL 35630
2562754052
Barbara Gaston - Assurance Financial
4050 Helton Drive #301, Florence, AL 35630
2564369011
Integrity Mortgage Group Florence, Alabama
3505 Florence Blvd, Florence, AL 35634
2566276102
Regional Finance
2801 Mall Rd Suite 9, Florence, AL 35630
2567400611
First Federal Mortgage
103 N Court St A, Florence, AL 35630
2567603570
New American Funding - Kim Livingston
220 W Tennessee St ste 111, Florence, AL 35630
2563307854
Republic Finance
127 Ana Dr, Florence, AL 35630
2567653748
Trustmark Mortgage - Florence
212A N Court St, Florence, AL 35630
2567650155
First Southern Bank Mortgage
303 N Pine St, Florence, AL 35630
2567184241
New American Funding - Florence
220 W Tennessee St ste 111, Florence, AL 35630
2562802489
Morgan Stanley Financial Advisors
105 S Court St, Florence, AL 35630
2567605377
Chris Dixon - Raymond James
436 N Court St, Florence, AL 35630
2567404884
Supreme Lending
327 S Walnut St, Florence, AL 35630
2563492254
Direct Mortgage Corp
4221 Huntsville Rd, Florence, AL 35630
2054950313
North Alabama Mortgage, Inc.
222 W Alabama St, Florence, AL 35630
2562754163
Regions Mortgage
250 E Tuscaloosa St, Florence, AL 35630
8007344667

A reverse mortgage specialist in Florence Alabama helps homeowners aged 62 and older convert home equity into cash. Alabama law requires borrowers to complete a counseling session with a HUD-approved agency before applying. This service is popular in the Shoals area for retirees looking to supplement income without selling their home.

What Does a Reverse Mortgage Specialist in Florence Cost?

Typical costs for a reverse mortgage specialist in Alabama include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title search. Total costs often range from 5,000 to 15,000 dollars depending on the home value and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Florence Alabama?
Borrowers must be at least 62 years old. All homeowners on the title must meet this age requirement. The home must be the primary residence.
Do I need to own my home free and clear to get a reverse mortgage in Alabama?
No, you can have an existing mortgage. The reverse mortgage will pay off that loan first. You must have enough equity to cover the payoff and closing costs.