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Compare Reverse Mortgage Specialists in Guntersville, AL
Browse reverse mortgage specialists serving Guntersville, Alabama. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Guntersville, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 3 reverse mortgage specialists in Guntersville, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Reverse Mortgage Specialist in Guntersville Cost?
Typical costs for a reverse mortgage specialist in Alabama include an origination fee of up to 6 percent of the first 200000 of home value plus 2 percent of amounts above 200000. Third-party fees for appraisal title search and recording can range from 1000 to 3000. The upfront mortgage insurance premium is 2 percent of the appraised value. Annual mortgage insurance premiums are 0.5 percent of the loan balance. These costs vary by situation and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age and equity requirements for a reverse mortgage in Guntersville Alabama?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be your primary residence and meet HUD property standards. Alabama law does not impose additional age or equity limits beyond federal HECM rules.
Do I need counseling before getting a reverse mortgage in Alabama?
Yes, Alabama law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. The counselor explains loan terms costs and alternatives. You must receive a signed certificate of completion before the lender can process your loan.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.