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Find Mortgage Refinance Companies Near You in Lynchburg, VA
Directory of mortgage refinance companies in Lynchburg, Virginia. Verify credentials with the state mortgage licensing authority before hiring.
16 agents listed
Updated May 2026
Lynchburg, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 16 mortgage refinance companies in Lynchburg, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
3831 Old Forest Rd Suite 6 - 12, Lynchburg, VA 24501
4342267688
Atlantic Bay Mortgage Group - Lynchburg, VA
100 Northwynd Cir A, Lynchburg, VA 24502
4343386238
Rhonda Holt, The Loan Maven Team, pwd by RWM Home Loans
107 Tradewynd Dr Suite A, Lynchburg, VA 24502
4342216361
ALCOVA Mortgage | Lynchburg, VA
1313A Enterprise Dr, Lynchburg, VA 24502
4342583549
The Loan Maven Team: Jessica Collins
107 Tradewynd Dr Ste A Rm 102, Lynchburg, VA 24502
4346650086
Blue Ridge Mortgage
916 Main St #400, Lynchburg, VA 24504
4348461300
OneMain Financial
2144 Wards Rd, Lynchburg, VA 24502
4342396961
Brad Baker Mortgage Lender New American Funding
20715 Timberlake Rd Suite 103, Lynchburg, VA 24502
4342197028
Sophie Lovell - Edge Home Finance
111A Tradewynd Dr Suite A, Lynchburg, VA 24502
4345460614
Revolution Mortgage
18447 Forest Rd Suite B, Lynchburg, VA 24502
4343790001
Diversified Mortgage Brokers
100 Copley Pl suite d, Lynchburg, VA 24502
4342373143
Kevin Filiberto - Loan Officer
105 Hexham Dr, Lynchburg, VA 24502
4349512269
Brady Shorey
105 Hexham Dr, Lynchburg, VA 24502
4349511387
Mortgage Equity Team LLC
4100 Fort Ave, Lynchburg, VA 24502
4348463268
Hard Money Lenders Lynchburg VA
2522 Linkhorne Dr, Lynchburg, VA 24503
4342523228
Mortgage refinance companies in Lynchburg Virginia help homeowners adjust their loan terms or lower their interest rates. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Lynchburg real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Lynchburg Cost?
Typical costs for a mortgage refinance in Lynchburg Virginia include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Virginia also charges a recordation tax of about 0.25 cents per 100 dollars of the loan amount. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Lynchburg?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Virginia lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Virginia?
A standard refinance in Virginia usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.