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Mortgage Refinance Companies in Crozet, VA

Looking for a mortgage refinance company in Crozet? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Crozet, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 2 mortgage refinance companies in Crozet, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Andy Zemon Team at Novus Home Mortgage
5405 Ashlar Ave Unit 101, Crozet, VA 22932
4344436557
American Nationwide Mortgage Company
5690 Three Notch'd Rd, Crozet, VA 22932
4342494080

Mortgage refinance companies in Crozet, Virginia help homeowners lower their interest rates or change loan terms. Virginia law requires lenders to provide a Loan Estimate within three business days of receiving a complete application. Crozet residents can explore options like rate-and-term refinancing or cash-out refinancing through local and national lenders.

What Does a Mortgage Refinance Company in Crozet Cost?

Typical costs for a mortgage refinance in Virginia include an application fee (often $300 to $500), an appraisal fee ($400 to $700), and title search fees ($200 to $400). Closing costs generally total 2 to 5 percent of the loan principal. Virginia also charges a recordation tax of $0.25 per $100 of the loan amount. These figures are estimates and your actual costs will depend on your lender and loan details. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Crozet?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Virginia lenders may also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Virginia?
A standard refinance in Virginia usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.