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Find Mortgage Refinance Companies in Gainesville, VA

Browse mortgage refinance companies serving Gainesville, Virginia. Contact information and addresses listed below.

18 agents listed
Updated June 2026
Gainesville, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 18 mortgage refinance companies in Gainesville, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
7001 Heritage Village Plaza Suite 250, Gainesville, VA 20155
(571) 261-3462 fairwayva.com
Atlantic Coast Mortgage - Haymarket
14535 John Marshall Hwy Suite 112, Gainesville, VA 20155
(571) 366-4536 atlanticcoastmortgage.com
Tricia Goodwin
5615 Wellington Rd, Gainesville, VA 20155
(703) 785-1017 cmghomeloans.com
Integrity First Home Loans LLC - Justin Hamacher NMLS# 1972211
14350 Ladderbacked Dr, Gainesville, VA 20155
(571) 261-6165 integrityfirsthomeloans.com
Melissa Landon
5615 Wellington Rd Units 113 & 115, Gainesville, VA 20155
(703) 868-8983 cmghomeloans.com
Jim Podratsky - Atlantic Coast Mortgage
14535 John Marshall Hwy Suite 112, Gainesville, VA 20155
(703) 622-6702 atlanticcoastmortgage.com
Brandi Mckeown - Fairway Home Mortgage
7001 Heritage Village Plaza Suites 250, 255 & 260, Gainesville, VA 20155
(714) 906-0050 fairway.com
Kristina Walsh
7500 Iron Bar Ln Unit 207, Gainesville, VA 20155
(571) 285-8318 atlanticcoastmortgage.com
Neil Kress, Fairway Independent Mortgage Company
7001 Heritage Village Plaza Suite 250, Gainesville, VA 20155
(240) 353-2471 fairway.com
David Black at Rate (NMLS #453677)
14091 Dave's Store Ln Suite 101, Gainesville, VA 20155
(703) 382-1935 rate.com
Atlantic Coast Mortgage - Gainesville
7500 Iron Bar Ln Unit 207, Gainesville, VA 20155
(703) 640-3304 atlanticcoastmortgage.com
Brian Murphy - Atlantic Coast Mortgage
14535 John Marshall Hwy Suite 112, Gainesville, VA 20155
(571) 234-5744 atlanticcoastmortgage.com
Rate
14091 Dave's Store Ln Suite 101, Gainesville, VA 20155
(703) 382-1935 rate.com
David L Koonce | Fairway Independent Mortgage Corporation Loan Officer
7001 Heritage Village Plaza Suites 250, 255 & 260, Gainesville, VA 20155
(301) 332-3234 kooncemortgageteam.com
Charlene Finnegan
7001 Heritage Village Plaza Suite 250, Gainesville, VA 20155
(571) 551-8562 loansbycharlene.com
Premier Lending Group, LLC.
7798 Virginia Oaks Dr, Gainesville, VA 20155
(703) 378-4540 premierlendingusa.com
Mark Cummins | Fairway Independent Mortgage Corporation Loan Officer
7001 Heritage Village Plaza Suite 250, Gainesville, VA 20155
(703) 341-7464
George Mason Mortgage, LLC
7454 Limestone Dr, Gainesville, VA 20155
(703) 802-5300 gmmllc.com

Mortgage refinance companies in Gainesville Virginia help homeowners adjust their loan terms or lower their interest rates. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Prince William County real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Gainesville Cost?

Typical costs for a mortgage refinance in Virginia include an appraisal fee of 400 to 700 dollars and origination fees of 0.5 to 1 percent of the loan amount. Third party costs such as title search and recording fees often total 1,000 to 3,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Gainesville Virginia?
You typically need pay stubs tax returns bank statements and a photo ID. Virginia lenders also require a property appraisal to confirm your homes current value.
How long does a mortgage refinance take in Virginia?
A standard refinance in Virginia usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Virginia laws that affect mortgage refinancing?
Yes Virginia has a three day right of rescission for most refinances allowing you to cancel the loan without penalty. Also Virginia requires lenders to be licensed under the Virginia Mortgage Lender and Broker Act.

Mortgage Refinance Companies in Other Virginia Cities