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Compare Mortgage Refinance Companies in Fredericksburg, VA

Looking for a mortgage refinance company in Fredericksburg? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Fredericksburg, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 20 mortgage refinance companies in Fredericksburg, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Hine & Taylor Mortgage Team- Scott Hine and Jordan Taylor at Fairway Independent Mortgage Corp.
3006 Lafayette Blvd, Fredericksburg, VA 22408
5408585626
Nick Bohn, Movement Mortgage
107 William St, Fredericksburg, VA 22401
5409075627
Embrace Home Loans - Fredericksburg, VA
1671 Emancipation Hwy #205, Fredericksburg, VA 22401
8003333004
Mac Church - Atlantic Coast Mortgage
923 Maple Grove Dr Ste 205, Fredericksburg, VA 22407
5404553898
Chad Hallett, Movement Mortgage
510 Princess Anne St Suite 201, Fredericksburg, VA 22401
7167200698
Lisa Nichols - Atlantic Coast Mortgage
923 Maple Grove Dr Ste 205, Fredericksburg, VA 22407
5713664545
Union Home Mortgage - Fredericksburg
606 William St, Fredericksburg, VA 22401
5408421484
Atlantic Coast Mortgage - Fredericksburg
923 Maple Grove Dr Ste 205, Fredericksburg, VA 22407
5713664533
Nationwide Mortgage Bankers NMLS#819382
2050 Gordon W. Shelton Blvd Suite 101, Fredericksburg, VA 22401
5403739800
Brandon Colletti
809 William St, Fredericksburg, VA 22401
5408423838
Heather Frye | The Frye Lending Team
611 Caroline St, Fredericksburg, VA 22401
5409232891
Adam Stempin, Mortgage Broker
2093 Emancipation Hwy, Fredericksburg, VA 22401
5402725927
Atlantic Bay Mortgage Group
10008 Southpoint Pkwy #101, Fredericksburg, VA 22407
5403698600
C&F Mortgage Corp
1320 Central Park Blvd STE 201, Fredericksburg, VA 22401
5405488855
CMS Mortgage Solutions Inc.
9951 Patriot Hwy, Fredericksburg, VA 22407
7575582603
Affordable Home Loans
5201 E Philippi Pl #9349, Fredericksburg, VA 22407
5404245700
America's Choice Mortgage Company
156 Storck Rd, Fredericksburg, VA 22406
5407202916
Brian Brooks mortgage banker
10008 Southpoint Pkwy #101, Fredericksburg, VA 22407
5408450864
ALCOVA Mortgage | Fredericksburg, VA
4530 Plank Rd #100, Fredericksburg, VA 22407
5406562869
Philip King - Ameris Bank Mortgage
520 William St Suite F, Fredericksburg, VA 22401
5407853333

Mortgage refinance companies in Fredericksburg Virginia help homeowners lower their interest rate or change loan terms. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Fredericksburg real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Fredericksburg Cost?

Typical costs for a mortgage refinance in Virginia include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title search fees around $300 to $600. Closing costs in Fredericksburg often total 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in Fredericksburg Virginia?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Virginia lenders also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Virginia?
A standard refinance in Virginia usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer.