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Find Mortgage Refinance Companies in Fredericksburg, VA

Directory of mortgage refinance companies in Fredericksburg, Virginia. Verify credentials with the state state mortgage licensing authority before hiring.

20 agents listed
Updated June 2026
Fredericksburg, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 20 mortgage refinance companies in Fredericksburg, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Hine & Taylor Mortgage Team- Scott Hine and Jordan Taylor at Fairway Independent Mortgage Corp.
3006 Lafayette Blvd, Fredericksburg, VA 22408
(540) 858-5626 fairway.com
Nick Bohn, Movement Mortgage
107 William St, Fredericksburg, VA 22401
(540) 907-5627 nickcanhelp.com
Embrace Home Loans - Fredericksburg, VA
1671 Emancipation Hwy #205, Fredericksburg, VA 22401
(800) 333-3004 embracehomeloans.com
Mac Church - Atlantic Coast Mortgage
923 Maple Grove Dr Ste 205, Fredericksburg, VA 22407
(540) 455-3898 atlanticcoastmortgage.com
Chad Hallett, Movement Mortgage
510 Princess Anne St Suite 201, Fredericksburg, VA 22401
(716) 720-0698 lo.movement.com
Lisa Nichols - Atlantic Coast Mortgage
923 Maple Grove Dr Ste 205, Fredericksburg, VA 22407
(571) 366-4545 atlanticcoastmortgage.com
Union Home Mortgage - Fredericksburg
606 William St, Fredericksburg, VA 22401
(540) 842-1484 uhm.com
Atlantic Coast Mortgage - Fredericksburg
923 Maple Grove Dr Ste 205, Fredericksburg, VA 22407
(571) 366-4533 atlanticcoastmortgage.com
Nationwide Mortgage Bankers NMLS#819382
2050 Gordon W. Shelton Blvd Suite 101, Fredericksburg, VA 22401
(540) 373-9800 nmbnow.com
Brandon Colletti
809 William St, Fredericksburg, VA 22401
(540) 842-3838 movement.com
Heather Frye | The Frye Lending Team
611 Caroline St, Fredericksburg, VA 22401
(540) 923-2891 newamericanfunding.com
Adam Stempin, Mortgage Broker
2093 Emancipation Hwy, Fredericksburg, VA 22401
(540) 272-5927 adamstempinmortgage.com
Atlantic Bay Mortgage Group
10008 Southpoint Pkwy #101, Fredericksburg, VA 22407
(540) 369-8600 atlanticbay.com
C&F Mortgage Corp
1320 Central Park Blvd STE 201, Fredericksburg, VA 22401
(540) 548-8855 cfmortgagecorp.com
CMS Mortgage Solutions Inc.
9951 Patriot Hwy, Fredericksburg, VA 22407
(757) 558-2603 cmsmortgage.com
Affordable Home Loans
5201 E Philippi Pl #9349, Fredericksburg, VA 22407
(540) 424-5700
America's Choice Mortgage Company
156 Storck Rd, Fredericksburg, VA 22406
(540) 720-2916 americaschoicemortgage.com
Brian Brooks mortgage banker
10008 Southpoint Pkwy #101, Fredericksburg, VA 22407
(540) 845-0864 brianbrooksmortgagebanker.com
ALCOVA Mortgage | Fredericksburg, VA
4530 Plank Rd #100, Fredericksburg, VA 22407
(540) 656-2869 alcova.com
Philip King - Ameris Bank Mortgage
520 William St Suite F, Fredericksburg, VA 22401
(540) 785-3333 bankers.amerisbank.com

Mortgage refinance companies in Fredericksburg Virginia help homeowners lower their interest rate or change loan terms. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Fredericksburg real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Fredericksburg Cost?

Typical costs for a mortgage refinance in Virginia include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title search fees around $300 to $600. Closing costs in Fredericksburg often total 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in Fredericksburg Virginia?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Virginia lenders also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Virginia?
A standard refinance in Virginia usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer.

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