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Compare Mortgage Refinance Companies in Mechanicsburg, PA
Compare mortgage refinance companies in Mechanicsburg. Review contact information and insurance categorys before you decide.
15 agents listed
Updated May 2026
Mechanicsburg, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 15 mortgage refinance companies in Mechanicsburg, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
A Plus Mortgage Solutions
3 Sunset Cir, Mechanicsburg, PA 17050
7177960665
Leanne Via - Fairway Home Mortgage
1150 Lancaster Blvd Ste 201, Mechanicsburg, PA 17055
7175165365
Fairway Independent Mortgage Corporation
1150 Lancaster Blvd Ste 201, Mechanicsburg, PA 17055
7175913278
Guild Mortgage - Julie Burner
4999 Louise Dr # 204, Mechanicsburg, PA 17055
7175799382
Guild Mortgage - Joe Luisi
4999 Louise Dr # 204, Mechanicsburg, PA 17055
7173295187
John Anthony | Fairway Home Mortgage Branch Manager
1150 Lancaster Blvd Ste 201, Mechanicsburg, PA 17055
1150 Lancaster Blvd Ste 201, Mechanicsburg, PA 17055
7175036411
Addeline Alaniz | Fairway Home Mortgage Loan Officer
1150 Lancaster Blvd Ste 201, Mechanicsburg, PA 17055
7175913278
Mortgage refinance companies in Mechanicsburg Pennsylvania help homeowners lower their interest rates or change loan terms. Pennsylvania law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies understand the Cumberland County real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Mechanicsburg Cost?
Typical costs for a mortgage refinance in Mechanicsburg include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Pennsylvania transfer taxes add about 1 percent of the loan amount. Total closing costs often range from 2 to 5 percent of the loan value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Mechanicsburg?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Pennsylvania lenders may also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in Pennsylvania?
A standard refinance in Pennsylvania usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Pennsylvania specific fees for refinancing?
Yes, Pennsylvania charges a state transfer tax of 1 percent on the loan amount for refinances. Some counties add a local transfer tax. Your lender will list all fees in the Loan Estimate.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.