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Compare Mortgage Refinance Companies in Bethlehem, PA
Directory of mortgage refinance companies in Bethlehem, Pennsylvania. Verify credentials with the state mortgage licensing authority before hiring.
18 agents listed
Updated May 2026
Bethlehem, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 18 mortgage refinance companies in Bethlehem, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
3859 Nazareth Pike # 106, Bethlehem, PA 18020
6106917272
Atlantic Home Loans
2770 Emrick Blvd Suite B-7, Bethlehem, PA 18020
4844523500
Finance of America Mortgage LLC
1 E Broad St Suite 450, Bethlehem, PA 18018
6106916015
Brandon Matyas at CrossCountry Mortgage
236 Brodhead Rd, Bethlehem, PA 18017
6108444303
Caden Twaddle-Mortgage Advisor
4329 Easton Ave, Bethlehem, PA 18020
6108496173
Planet Home Lending, LLC - Lehigh Valley
236 Brodhead Rd, Bethlehem, PA 18017
6106513684
Guild Mortgage - Elizabeth Hunt
306 S New St 110 Office 208, Bethlehem, PA 18015
6104282963
Christopher Lewis at CrossCountry Mortgage
236 Brodhead Rd, Bethlehem, PA 18017
6106018734
Anthony Byrnes at CrossCountry Mortgage
236 Brodhead Rd, Bethlehem, PA 18017
8777731226
Sandra Wyland at CrossCountry Mortgage
1019 W Broad St, Bethlehem, PA 18018
6104629118
Deborah George at CrossCountry Mortgage
1019 W Broad St, Bethlehem, PA 18018
4846956161
Carmen Dancsecs
306 S New St 110 Office 208, Bethlehem, PA 18015
4843532384
William Rodriguez at CrossCountry Mortgage
236 Brodhead Rd, Bethlehem, PA 18017
6106018859
Chris Leeck - NEXA Mortgage Bethlehem
35 E Elizabeth Ave #33, Bethlehem, PA 18018
4843637562
Guild Mortgage Company
306 S New St 110 Office 208, Bethlehem, PA 18015
6103935753
Residential Home Mortgage Corporation (RHMC)
190 Brodhead Rd #210, Bethlehem, PA 18017
9082381133
Pedro Torres at CrossCountry Mortgage
216 Nazareth Pike Unit B3, Suite 101, Bethlehem, PA 18020
6105541436
CrossCountry Mortgage, LLC
216 Nazareth Pike Unit B3, Suite 101, Bethlehem, PA 18020
6106018536
Mortgage refinance companies in Bethlehem Pennsylvania help homeowners replace their existing home loan with a new one. Pennsylvania law does not require a specific waiting period to refinance, but lenders often follow federal guidelines. Local companies can assist with rate-and-term refinancing or cash-out refinancing for homes in Northampton County.
What Does a Mortgage Refinance Company in Bethlehem Cost?
Typical costs for a mortgage refinance in Pennsylvania range from 2% to 5% of the loan amount. This includes an appraisal fee of 400 to 700 dollars, title search and insurance fees of 500 to 1,000 dollars, and lender origination fees of 0.5% to 1% of the loan. Pennsylvania charges a mortgage recording tax of 1% on the refinanced amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Bethlehem?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Pennsylvania lenders also require a property appraisal to confirm your homes current value.
How long does a mortgage refinance take in Pennsylvania?
A standard refinance usually takes 30 to 45 days from application to closing. Pennsylvania law does not set a specific timeline, but lenders must provide a Loan Estimate within three business days of your application.
Can I refinance a mortgage with bad credit in Bethlehem?
Yes, but options may be limited. Pennsylvania lenders consider credit scores and debt-to-income ratios. You may need a higher interest rate or a larger down payment if your credit score is below 620.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.