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Mortgage Refinance Companies in Clarks Summit, PA

Directory of mortgage refinance companies in Clarks Summit, Pennsylvania. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Clarks Summit, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 3 mortgage refinance companies in Clarks Summit, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jerry McMyne at Noble Nest Mortgage
255 E Grove St 2nd Fl, Clarks Summit, PA 18411
5704648075
Guild Mortgage - Barbara Moody
222 W Grove St, Clarks Summit, PA 18411
5703195111
Guild Mortgage Company
222 W Grove St, Clarks Summit, PA 18411
5703195111

Mortgage refinance companies in Clarks Summit, Pennsylvania help homeowners lower their interest rates or change loan terms. Pennsylvania law requires lenders to provide a Good Faith Estimate within three days of application. Local companies understand the Lackawanna County real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Clarks Summit Cost?

Typical costs for a mortgage refinance in Pennsylvania include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Pennsylvania also imposes a mortgage recording tax of 1 percent. Total closing costs often range from 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Clarks Summit?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Pennsylvania lenders also require a copy of your current mortgage statement and a property appraisal.
How long does a mortgage refinance take in Pennsylvania?
A standard refinance in Pennsylvania usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Pennsylvania laws that affect refinancing costs?
Yes, Pennsylvania charges a mortgage recording tax of 1 percent on the loan amount. Some counties also have a local transfer tax. These costs are typically paid at closing.