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Compare Mortgage Refinance Companies in Chambersburg, PA

Compare mortgage refinance companies in Chambersburg. Review contact information and insurance categorys before you decide.

15 agents listed
Updated May 2026
Chambersburg, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 15 mortgage refinance companies in Chambersburg, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
981 Wayne Ave Suite 42, Chambersburg, PA 17201
7174964269
American Pacific Mortgage (NMLS #2692917)
946 Lincoln Way E Suites 5, 6 & 7, Chambersburg, PA 17201
7173596008
Sheena Jones
177 Lincoln Way E, Chambersburg, PA 17201
7178167824
Courtney Anderson Loan Officer with HomeSale Mortgage
730 Norland Ave, Chambersburg, PA 17201
7173600744
Michelle Rebok at CrossCountry Mortgage
1130 Kennebec Dr, Chambersburg, PA 17201
7173983781
Bill McHugh- Integrity Home Mortgage
77 N 3rd St suite 202, Chambersburg, PA 17201
3015149074
OneMain Financial
1752 Lincoln Way E #7, Chambersburg, PA 17202
7172643232
Gary Neus at CrossCountry Mortgage
1130 Kennebec Dr, Chambersburg, PA 17201
7174944392
Integrity Home Mortgage Corporation
77N N 3rd St Ste 202, Chambersburg, PA 17201
7172643100
Niki Sheppard
177 Lincoln Way E, Chambersburg, PA 17201
7172628363
Homespire Mortgage
442 Stouffer Ave, Chambersburg, PA 17201
7172829109
Michelle Rebok Team CrossCountry Mortgage
1130 Kennebec Dr, Chambersburg, PA 17201
7173983781
Jorge Menchu at CrossCountry Mortgage
1130 Kennebec Dr, Chambersburg, PA 17201
7176660038
Fulton Mortgage Company - Chambersburg
409 Phoenix Dr, Chambersburg, PA 17201
7176587103
Judy Ascot - M&T Bank
860 Norland Ave, Chambersburg, PA 17201
7177094111

Mortgage refinance companies in Chambersburg Pennsylvania help homeowners lower their interest rates or change loan terms. Pennsylvania law requires lenders to provide clear loan estimates and follow state usury limits. Local companies understand the Franklin County real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Chambersburg Cost?

Typical costs for a mortgage refinance in Pennsylvania include an application fee of 300 to 500 dollars an appraisal fee of 400 to 700 dollars and title insurance of 500 to 1 500 dollars. Closing costs usually range from 2 to 5 percent of the loan amount. Pennsylvania also charges a 1 percent state transfer tax on the new mortgage. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Chambersburg?
You typically need pay stubs tax returns bank statements and a photo ID. Pennsylvania lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in Pennsylvania?
A standard refinance in Pennsylvania usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer.
Are there Pennsylvania laws that affect refinance costs?
Yes Pennsylvania charges a state transfer tax of 1 percent on the mortgage amount. Some counties also add a local transfer tax. You must also pay for title insurance and recording fees.