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Compare Mortgage Refinance Companies in St Charles, MO
Looking for a mortgage refinance company in St Charles? Review the directory below to compare your options.
13 agents listed
Updated May 2026
St Charles, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 13 mortgage refinance companies in St Charles, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First State Bank Mortgage
2850 W Clay St, St Charles, MO 63301
6369405626
Mortgage Solutions, LLC
19 Missouri Research Park Ct, St Charles, MO 63304
3142645325
Fairway Independent Mortgage Corporation
2031 Collier Corporate Pkwy #102, St Charles, MO 63303
6362779322
Shawn Tihen, Mortgage Loan Officer - First Horizon Bank
2247 Bluestone Dr, St Charles, MO 63303
6369497979
Adam Lauman - Chase Home Lending Advisor - NMLS ID 735999
1990 Zumbehl Rd, St Charles, MO 63303
3142305775
Dylan J. Estes - Branch Manager | Nexa Mortgage, LLC - Gateway Branch
3910 Old Hwy 94 S Suite 114, St Charles, MO 63304
3142500212
Brian Alkire | Fairway Independent Mortgage Corporation Branch Manager/Mortgage Originator
2031 Collier Corporate Pkwy #102, St Charles, MO 63303
3143039768
Clear Path Home Mortgage
112 Point W Blvd #500, St Charles, MO 63301
3144799550
Elite Mortgage Services
1480 Woodstone Dr, St Charles, MO 63304
3143306736
Dan Hasekamp | Fairway Independent Mortgage Corporation Branch Manager
2031 Collier Corporate Pkwy #102, St Charles, MO 63303
3147501847
Saint Charles Mortgage LLC
633 Oregon Trail Ct, St Charles, MO 63304
6362197970
Commerce Bank Mortgage
1101 1st Capitol Dr, St Charles, MO 63301
8443402574
Executive Lending Group LLC
22 Portwest Ct, St Charles, MO 63303
3147958677
Mortgage refinance companies in St Charles Missouri help homeowners lower their rate or change loan terms. Missouri law requires all mortgage brokers and loan originators to be licensed through the Missouri Division of Finance. Local lenders are familiar with St Charles County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in St Charles Cost?
Typical costs for a mortgage refinance in Missouri include an appraisal fee of 400 to 600 dollars, an origination fee of 0.5 to 1 percent of the loan amount, and title insurance and recording fees of 500 to 1,500 dollars. Total closing costs often range from 2,000 to 5,000 dollars depending on loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the first step to refinance a mortgage in St Charles Missouri?
The first step is to check your credit score and current home equity. Then contact a licensed mortgage refinance company in St Charles to discuss your goals and get a loan estimate.
Are there Missouri specific rules for mortgage refinancing?
Yes, Missouri requires all mortgage loan originators to hold a valid license from the Missouri Division of Finance. The state also has a three day right of rescission for most refinances, giving you time to cancel without penalty.
How long does a typical refinance take in St Charles Missouri?
A typical refinance in Missouri takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if documents are incomplete.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.