Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 7 mortgage refinance companies in Clayton, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Carlson Mortgage
7777 Bonhomme Ave Suit 1800, Clayton, MO 63105
3143297314
David Goldberg at Guaranteed Rate Affinity (NMLS #1052663)
222 S Central Ave Suite 202, Clayton, MO 63105
3146491813
Jean Kavanaugh at Guaranteed Rate Affinity (NMLS #1861751)
222 S Central Ave Suite 202, Clayton, MO 63105
3142989026
Ed McPike at Guaranteed Rate Affinity (NMLS #543339)
222 S Central Ave Suite 202, Clayton, MO 63105
3147524386
Cathy Meggs at Guaranteed Rate Affinity (NMLS #2012065)
222 S Central Ave Suite 202, Clayton, MO 63105
6365360574
Commerce Bank Mortgage
8000 Forsyth Blvd, Clayton, MO 63105
8443402574
Mortgage, Bank of America
8100 Forsyth Blvd, Clayton, MO 63105
3148865818
What Does a Mortgage Refinance Company in Clayton Cost?
Typical refinance costs in Missouri range from 2 to 5 percent of the loan amount. For a 200,000 dollar loan, closing costs often fall between 4,000 and 10,000 dollars. These fees include appraisal, title insurance, origination, and recording fees. Actual costs vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Clayton Missouri?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Missouri lenders also require a recent property appraisal.
How long does a mortgage refinance take in Missouri?
A standard refinance in Missouri usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer.
Are there Missouri laws that affect refinance closing costs?
Yes, Missouri requires lenders to disclose all fees in a Loan Estimate within three business days. The state also limits prepayment penalties on most conventional loans.