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Find Mortgage Refinance Companies Near You in Springfield, MO

Looking for a mortgage refinance company in Springfield? Review the directory below to compare your options.

20 agents listed
Updated June 2026
Springfield, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Missouri before hiring.
Showing 20 mortgage refinance companies in Springfield, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
USA Mortgage
3100 S National Ave #101, Springfield, MO 65807
(417) 708-9250 midwestmortgagesource.com
Flat Branch Home Loans
4350 S National Ave a100, Springfield, MO 65810
(417) 877-0250 flatbranchhomeloans.com
The Chavez Team - Cross Country Mortgage
1911 S National Ave Suite 104, Springfield, MO 65804
(417) 708-4207 cmbrokers.com
Adam Swenka Team, Mortgage Lender NMLS #932959
4350 S National Ave, Springfield, MO 65810
(417) 512-9978 adamswenka.com
Gershman Mortgage Springfield, MO
1557 E Primrose St #100, Springfield, MO 65804
(417) 888-0320 gershman.com
Alex Carriker | Highlands Residential Mortgage, Ltd.
1465 E Primrose St Suite B, Springfield, MO 65804
(417) 209-7463 iwantagreathomeloan.com
PrimeLending, A PlainsCapital Company - Springfield
3000 E Chestnut Expressway B, Springfield, MO 65802
(417) 616-0777 lo.primelending.com
Cross Country Mortgage Andy Heffner
1911 S National Ave Suite 104, Springfield, MO 65804
(712) 541-2858
Langley Mortgage Team
1557 E Primrose St, Springfield, MO 65804
(417) 839-8723 gershman.com
First Residential Independent Mortgage
1930 W Bennett St #100, Springfield, MO 65807
(800) 906-8960 firstresidential.com
Joshua J Duda - Flat Branch Home Loans
4350 S National Ave Suite A-100, Springfield, MO 65810
(417) 392-3852 fbhl.com
Cole Keeling-USA Mortgage
3100 S National Ave #101, Springfield, MO 65807
(573) 356-4150 usamortgage.com
Derek Chaney - MidMo Bank Mortgage Lender - NMLS 1449959
3546 E Sunshine St, Springfield, MO 65809
(417) 986-8468 midmobank.com
Paul Eckert Mortgage
3550 S National Ave, Springfield, MO 65807
(314) 910-2535 tablerockcommunitybank.mymortgage-online.com
Home Mortgage Group, INC
4200 S Quail Creek Ave, Springfield, MO 65810
(417) 942-5250 hmglending.com
USA Mortgage | Christi Bukaty
3100 S National Ave #100, Springfield, MO 65804
(417) 207-0609 bukatyhomeloans.com
Guild Mortgage - Megan Finn
3520 S Culpepper Cir A, Springfield, MO 65804
(417) 234-5346 branches.guildmortgage.com
1st Team Mortgage, LLC
1525 E Republic Rd Suite 120, Springfield, MO 65804
(573) 218-8050 1stteammortgage.com
Key & Compass Team - Shay Yates
3745 S Fremont Ave ste b office 4, Springfield, MO 65804
(417) 849-2430 keyandcompasshomes.com
Guild Mortgage - Stephanie D Jackson
3520 S Culpepper Cir A, Springfield, MO 65804
(918) 327-1919 branches.guildmortgage.com

Mortgage refinance companies in Springfield Missouri help homeowners lower their interest rates or change loan terms. Missouri law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Springfield real estate market and can guide you through the process.

What Does a Mortgage Refinance Company in Springfield Cost?

Typical costs for a mortgage refinance in Springfield Missouri range from 2% to 5% of the loan amount. For a $200,000 loan, closing costs might be $4,000 to $10,000. These costs include appraisal fees, title insurance, and lender origination fees. Some lenders offer no-closing-cost options but may charge a higher interest rate. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Springfield Missouri?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Missouri lenders may also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in Missouri?
A standard refinance in Missouri usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer than expected.

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