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Mortgage Refinance Companies in Liberty, MO

Compare mortgage refinance companies in Liberty. Review contact information and insurance categorys before you decide.

13 agents listed
Updated May 2026
Liberty, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 13 mortgage refinance companies in Liberty, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ammon Dorsey Guild Mortgage - Missouri Kansas Florida
105 E Mill St, Liberty, MO 64068
8168853397
KC Mortgage Duo
2 Victory Dr Suite #250, Liberty, MO 64068
8167052870
Juncture Mortgage
2 Westowne Dr, Liberty, MO 64068
8165975206
Mulberry Street Mortgage
19 N Water St, Liberty, MO 64068
8164154122
Nick Bundy Mortgage Broker at Edge Home Finance
1 Victory Ln Ste 201, Liberty, MO 64068
8162102305
Midwest Capital Mortgage
1201 Landmark Ave # 3, Liberty, MO 64068
8167958500
Canopy Mortgage Drew White (NMLS #1900791)
249 W Mill St #108, Liberty, MO 64068
7196484098
Pam Ola at Guaranteed Rate (NMLS #658554)
249 W Mill St #108, Liberty, MO 64068
8166286969
360 Mortgage Inc
212 W Mill St, Liberty, MO 64068
8167922360
Guild Mortgage Company
105 E Mill St C, Liberty, MO 64068
8168008815
US Bank Mortgage
1909 W Kansas St, Liberty, MO 64068
8008722657
Flat Branch Home Loans
113 Blue Jay Dr, Liberty, MO 64068
8162879787
Adam Verhoff
2 Victory Dr Suite #250, Liberty, MO 64068
8163079126

Mortgage refinance companies in Liberty, Missouri help homeowners lower their interest rates or change loan terms. Missouri law requires lenders to provide a Loan Estimate within three business days of application. Liberty residents often refinance to take advantage of local property tax adjustments or to switch from an adjustable to a fixed rate mortgage.

What Does a Mortgage Refinance Company in Liberty Cost?

Typical costs for refinancing a mortgage in Missouri include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee between $400 and $700, and title insurance costing $500 to $1,000. Closing costs in Liberty usually range from 2% to 5% of the loan principal. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Liberty Missouri?
You typically need recent pay stubs, tax returns, bank statements, and identification. Missouri lenders may also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Missouri?
A standard refinance in Missouri usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Missouri specific laws for mortgage refinancing?
Yes. Missouri Revised Statutes Chapter 443 governs mortgage lending and requires clear disclosure of fees. Missouri also has a three day right of rescission for most refinances on a primary residence.