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Browse mortgage refinance companies serving Independence, Missouri. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Independence, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 2 mortgage refinance companies in Independence, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Community Mortgage, LLC
19045 E Valley View Pkwy f, Independence, MO 64055
8665885533
HMKC Mortgage
17000 E US Hwy 40 Suite 100, Independence, MO 64055
8166789283
Mortgage refinance companies in Independence Missouri help homeowners replace their existing home loan with a new one. This can lower monthly payments or change the loan term. Missouri law requires lenders to provide a clear disclosure of all fees and terms before closing, giving borrowers time to review the offer.
What Does a Mortgage Refinance Company in Independence Cost?
Typical costs for a mortgage refinance in Missouri include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 600 dollars, and title insurance of 500 to 1,000 dollars. Closing costs usually total 2 to 5 percent of the loan principal. These amounts vary by lender and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Independence Missouri?
You will need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage statement. Lenders also require proof of homeowners insurance and a valid photo ID.
How long does a mortgage refinance take in Missouri?
A typical refinance in Missouri takes 30 to 45 days from application to closing. The timeline depends on the lender workload and your responsiveness in providing documents.
Are there Missouri specific laws about mortgage refinancing?
Yes. Missouri Revised Statute 408.233 requires lenders to give borrowers a three day right of rescission for most refinances. This means you can cancel the loan within three business days after signing without penalty.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.