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Find Mortgage Refinance Companies Near You in Herculaneum, MO
Browse mortgage refinance companies serving Herculaneum, Missouri. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Herculaneum, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 3 mortgage refinance companies in Herculaneum, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Motto Mortgage Tried and True
1349 McNutt St, Herculaneum, MO 63048
6366381074
Chris Scheer Motto Mortgage Tried and True
1349 McNutt St, Herculaneum, MO 63048
3142239824
Jolene Blecha Motto Mortgage Tried and True
1349 McNutt St, Herculaneum, MO 63048
6366381074
Mortgage refinance companies in Herculaneum, Missouri help homeowners lower their interest rates or change loan terms. Missouri law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Jefferson County real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Herculaneum Cost?
Typical costs for refinancing in Missouri include an appraisal fee of $400 to $700, an origination fee of 0.5% to 1% of the loan amount, and title insurance of $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Herculaneum?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Missouri lenders also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in Missouri?
The process usually takes 30 to 45 days from application to closing. Missouri law does not set a specific timeline, but lenders must provide a Closing Disclosure at least three business days before closing.
Are there any Missouri-specific fees for refinancing?
Yes, Missouri charges a documentary stamp tax on the new mortgage note, which is typically 0.20% of the loan amount. You may also pay recording fees and title insurance.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.