Find Mortgage Refinance Companies in Worcester, MA
Browse mortgage refinance companies serving Worcester, Massachusetts. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Massachusetts before hiring.
Showing 19 mortgage refinance companies in Worcester, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage refinance companies in Worcester Massachusetts help homeowners lower their interest rates or change loan terms. Massachusetts law requires lenders to provide a Truth in Lending disclosure within three business days of application. Local refinance options include conventional loans, FHA loans, and Massachusetts Housing Partnership programs for eligible borrowers.
What Does a Mortgage Refinance Company in Worcester Cost?
Typical costs for a mortgage refinance in Massachusetts include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally total 2 to 5 percent of the loan amount. Note that all costs vary by lender and loan type. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Worcester?
You typically need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage. Massachusetts lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Massachusetts?
A standard refinance in Massachusetts usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.