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Looking for a mortgage refinance company in Andover? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Andover, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 20 mortgage refinance companies in Andover, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Total Mortgage
75 Essex St, Andover, MA 01810
9788529707
Matthew Tran - Total Mortgage, NMLS #1644981
75 Essex St, Andover, MA 01810
9789738311
Homeownership Hub
1 Main St, Andover, MA 01810
6179594885
Kim Mello – Mortgage Loan Officer at Bangor Savings Bank (NMLS #20340)
26 Chestnut St, Andover, MA 01810
7817100118
Jim Kochakian at CrossCountry Mortgage
2 Elm Square Suite 201B, Andover, MA 01810
9788357413
Cremon Mortgage Experts
11 Chestnut St Suite 6A, Andover, MA 01810
7813675059
Village Mortgage - Andover, MA
75 Essex St, Andover, MA 01810
9786859700
Mary Schruender at Rate (NMLS #885647)
2 Elm Ct #203, Andover, MA 01810
9784078397
Kathy Vasel at CrossCountry Mortgage
44 Park St 1st Floor, Ste 1, Andover, MA 01810
9782671467
Guaranteed Rate- Mike Suffoletto
2 Elm Ct #203, Andover, MA 01810
6173837283
Olga Lee at CrossCountry Mortgage
44 Park St 1st Floor, Suite 1, Andover, MA 01810
6173203521
Jim Kelley – Mortgage Loan Officer at Bangor Savings Bank (NMLS #22227)
26 Chestnut St, Andover, MA 01810
9782700851
Bangor Savings Bank – Mortgage Loan Office
26 Chestnut St, Andover, MA 01810
8772264671
Melissa Caci – Senior Mortgage Loan Officer at Bangor Savings Bank -NMLS #173535
26 Chestnut St, Andover, MA 01810
7817219282
Rui Chaves - Regional Mortgage Sales Manager at Bangor Savings Bank NMLS #706482
26 Chestnut St, Andover, MA 01810
4014804442
EJL Mortgage
63 Park St Suite 16B, Andover, MA 01810
6178420141
Brianna Peroza Total Mortgage NMLS# 2509888
75 Essex St, Andover, MA 01810
5082715853
Jana Bottass Total Mortgage NMLS# 1826980
75 Essex St, Andover, MA 01810
8609771574
CrossCountry Mortgage, LLC
44 Park St 1st Floor, Andover, MA 01810
7817992856
Kathleen Broadhurst Total Mortgage NMLS# 756104
75 Essex St, Andover, MA 01810
9787642373
Mortgage refinance companies in Andover Massachusetts help homeowners lower their interest rate or change loan terms. Massachusetts law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local refinance services can guide you through state-specific rules like the Massachusetts Right to Cure law which gives borrowers a 90-day window to catch up on missed payments before foreclosure.
What Does a Mortgage Refinance Company in Andover Cost?
Typical costs for a mortgage refinance in Massachusetts range from 2% to 5% of the loan amount. This includes an appraisal fee of 400 to 700 dollars, title search and insurance costs of 500 to 1,000 dollars, and lender origination fees of 0.5% to 1% of the loan. Some lenders offer no-closing-cost refinances but charge a higher interest rate instead. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Andover?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Massachusetts lenders also require a property appraisal and a copy of your current deed.
How long does a mortgage refinance take in Massachusetts?
A standard refinance in Massachusetts usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal takes longer or if there are title issues.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.