Compare Mortgage Refinance Companies in Lexington, MA
Browse mortgage refinance companies serving Lexington, Massachusetts. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Massachusetts before hiring.
Showing 7 mortgage refinance companies in Lexington, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in Lexington Cost?
Typical costs for a mortgage refinance in Massachusetts include an appraisal fee of 400 to 700 dollars, origination fees of 0.5 to 1 percent of the loan amount, and title insurance costing 500 to 1,000 dollars. Third party fees like credit reports and recording fees add 50 to 200 dollars. Total closing costs often range from 2,000 to 5,000 dollars for a standard refinance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Lexington Massachusetts?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Massachusetts lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Massachusetts?
A standard refinance in Massachusetts usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Massachusetts specific rules for refinancing with points?
Yes, Massachusetts law requires lenders to clearly disclose discount points and origination fees on the Loan Estimate. You have the right to cancel a refinance within three business days after closing under federal law.