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Compare Mortgage Refinance Companies in Opelousas, LA

Looking for a mortgage refinance company in Opelousas? Review the directory below to compare your options.

14 agents listed
Updated May 2026
Opelousas, LA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Louisiana before hiring.
Showing 14 mortgage refinance companies in Opelousas, LA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1st Franklin Financial
1511 Commerce Blvd Suite 9, Opelousas, LA 70570
3379425200
Security Finance
634 Creswell Ln Suite 2, Opelousas, LA 70570
3379484771
Pelican Credit Union
2508 S Union St, Opelousas, LA 70570
3379483280
Tower Loan
131 S Main St, Opelousas, LA 70570
3373237876
Heights Finance
5825 Interstate 49 South Service Rd, Opelousas, LA 70570
3379429847
OneMain Financial
1511 Commerce Blvd Ste 2, Opelousas, LA 70570
3379425609
Cajun Credit of Opelousas
127 E Landry St, Opelousas, LA 70570
3379487052
Deep South Financial Services Inc
908 Creswell Ln, Opelousas, LA 70570
3379423337
American Financial Network-Southern Elite Team
1616 Kerr St A, Opelousas, LA 70570
3379425180
Opelousas Loan
St Landry Shopping Plaza, 5587 Interstate 49 South Service Rd, Opelousas, LA 70570
3374079695
All-State Credit Plan, LLC
5589 I-49, Opelousas, LA 70570
3374071100
Southwest Loan Company
128 N Court St, Opelousas, LA 70570
3379487047
Chase Mortgage
234 N Court St, Opelousas, LA 70570
3374078231
Chase Mortgage
1737 S Union St, Opelousas, LA 70570
3379422576

A mortgage refinance company in Opelousas Louisiana can help you adjust your home loan terms to lower your monthly payment or change your loan type. Louisiana law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local refinance options may include conventional loans, FHA loans, or VA loans for eligible veterans.

What Does a Mortgage Refinance Company in Opelousas Cost?

Typical costs for a mortgage refinance in Louisiana include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally total 2 to 5 percent of the loan principal. These figures are general information and do not constitute mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Opelousas?
You typically need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage statement. Louisiana lenders may also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Louisiana?
A standard mortgage refinance in Louisiana usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal is slow or if additional documentation is needed.
Are there Louisiana-specific laws that affect mortgage refinancing?
Yes, Louisiana is a community property state, which means both spouses usually must sign the refinance documents. Also, Louisiana law requires a 12-day right of rescission for refinances on a primary residence.