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Find Mortgage Refinance Companies Near You in Carencro, LA
Looking for a mortgage refinance company in Carencro? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Carencro, LA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Louisiana before hiring.
Showing 2 mortgage refinance companies in Carencro, LA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Credit Central
107 Hector Connoly Rd #102, Carencro, LA 70520
3378961884
LenCo Finance
306 Veterans Dr, Carencro, LA 70520
3378961990
Mortgage refinance companies in Carencro Louisiana help homeowners replace their existing home loan with a new one. This process can lower your monthly payment or change your loan term. Louisiana law requires lenders to provide a Loan Estimate within three business days of receiving your application, giving you clear cost details upfront.
What Does a Mortgage Refinance Company in Carencro Cost?
Typical costs for a mortgage refinance in Louisiana include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $600, and title insurance costing $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. This information is general and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Carencro?
You typically need pay stubs, tax returns, bank statements, and a copy of your current mortgage statement. Louisiana lenders may also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Louisiana?
A standard refinance in Louisiana usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there any Louisiana specific rules for refinancing?
Yes. Louisiana is a community property state, so both spouses may need to sign the refinance documents. Also, Louisiana law limits prepayment penalties on certain loans, protecting borrowers from extra fees.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Louisiana.