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Find Mortgage Refinance Companies in Fort Smith, AR

Directory of mortgage refinance companies in Fort Smith, Arkansas. Verify credentials with the state mortgage licensing authority before hiring.

15 agents listed
Updated May 2026
Fort Smith, AR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arkansas before hiring.
Showing 15 mortgage refinance companies in Fort Smith, AR Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Financial Mortgage
8500 Phoenix Ave STE A, Fort Smith, AR 72903
4797829300
Fairway Independent Mortgage Corporation
4611 Rogers Ave STE 103, Fort Smith, AR 72903
4796483030
FirstTrust Home Loans, Inc.
3900 Rogers Ave, Fort Smith, AR 72903
8709425050
Chandler Doss - First Community Mortgage - NMLS ID 1553256
8434 Phoenix Ave STE G, Fort Smith, AR 72903
4794614720
Arkansas Best Federal Credit Union
3501 Old Greenwood Rd #1, Fort Smith, AR 72903
4796492060
SWBC Mortgage Fort Smith
2525 Rogers Ave, Fort Smith, AR 72901
4797834400
Credit Counseling of Arkansas (CCOA)
3200 Rogers Ave, Fort Smith, AR 72901
8008894916
Rose Catalano, SWBC Mortgage
2525 Rogers Ave, Fort Smith, AR 72901
4797834400
First Western Mortgage
3914 Massard Rd, Fort Smith, AR 72903
4794242622
First Community Mortgage - Fort Smith, AR
8434 Phoenix Ave STE G, Fort Smith, AR 72903
8004648626
United Federal Credit Union - Mortgage Advisor
8900 Jenny Lind Rd, Fort Smith, AR 72908
8889821400
Gary Oconnor | Fairway Independent Mortgage Corporation Branch Manager
4611 Rogers Ave STE 103, Fort Smith, AR 72903
4796483030
Regions Mortgage
5700 Rogers Ave, Fort Smith, AR 72903
8003256000
Commercial Real Estate Mortgage Loans Fort Smith AR
13 S 5th St # G, Fort Smith, AR 72901
4793881010
Regions Mortgage
9000 Jenny Lind Rd, Fort Smith, AR 72908
4796683930

Mortgage refinance companies in Fort Smith Arkansas help homeowners lower their interest rates or change loan terms. Arkansas law requires lenders to provide a clear loan estimate within three business days of application. Local companies understand the Fort Smith real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Fort Smith Cost?

Typical costs for a mortgage refinance in Arkansas include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title search fees of 200 to 500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Fort Smith Arkansas?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Arkansas lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Arkansas?
A standard refinance in Arkansas usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.