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Showing 2 mortgage refinance companies in Lonoke, AR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First State Bank Lonoke (Main)
101 S Center St, Lonoke, AR 72086
5016763106
AgHeritage Farm Credit Services
1121 Front St SW, Lonoke, AR 72086
5016763144
What Does a Mortgage Refinance Company in Lonoke Cost?
Typical costs for a mortgage refinance in Arkansas include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,000 dollars. Closing costs generally range from 2,000 to 5,000 dollars depending on the loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Lonoke Arkansas?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Arkansas lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Arkansas?
A standard refinance in Arkansas usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes extra time.
Are there Arkansas specific laws about refinancing a mortgage?
Yes. Arkansas law requires lenders to disclose all fees in the Loan Estimate and Closing Disclosure. The state also has a three day right of rescission for most refinances, giving you time to cancel.