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Find Mortgage Refinance Companies in Phoenix, AZ

Directory of mortgage refinance companies in Phoenix, Arizona. Verify credentials with the state mortgage licensing authority before hiring.

20 agents listed
Updated May 2026
Phoenix, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 20 mortgage refinance companies in Phoenix, AZ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Agave Home Loans
7776 S Pointe Pkwy E Suite 100, Phoenix, AZ 85044
8333163170
Fairway Independent Mortgage Corporation
5229 N 7th Ave UNIT 108, Phoenix, AZ 85013
6022655626
Home1st Financial Inc
10000 N 31st Ave D121, Phoenix, AZ 85051
8005447231
Forever American Mortgage
3300 N Central Ave Suite 2320, Phoenix, AZ 85007
8773261776
Mortgage Brothers
1599 E Orangewood Ave Suite 200, Phoenix, AZ 85020
6025352171
Road to Home Mortgage, LLC
7220 N 16th St Ste A Unit 1, Phoenix, AZ 85020
6028887990
Hard Money Lenders Arizona
2 N Central Ave Suite 1800, Phoenix, AZ 85004
4808087148
Orion Mortgage Corporation
11120 N Tatum Blvd STE 100, Phoenix, AZ 85028
6029120222
Home Loans by Paige: Paige Martinez, Mortgage Broker
3420 E Shea Blvd #200, Phoenix, AZ 85028
6024484470
Marie L Barron NMLS 321231 - CMG Home Loans NMLS 1820
9150 W Indian School Rd Suite 113-B, Phoenix, AZ 85037
6235707934
First Option Mortgage Phoenix
2201 E Camelback Rd Suite 355, Phoenix, AZ 85016
4807513400
Home Run Home Loans
2390 E Camelback Rd Ste 130-1268, Phoenix, AZ 85016
8009242734
Phoenix Mortgage Lender Jimmy V NMLS# 184169
3602 E Campbell Ave Suite 1, Phoenix, AZ 85018
4808008387
Tru Home Loans, LLC
20219 N 33rd Pl, Phoenix, AZ 85050
6027238940
Mortgage in AZ, LLC
3120 W Carefree Hwy Suite 1-800, Phoenix, AZ 85086
4804208488
Apex Home Mortgage
4425 E Agave Rd Ste 122 & 124, Phoenix, AZ 85044
4805775431
AZ Financial, LLC
3145 E Chandler Blvd Ste. 110-118, Phoenix, AZ 85048
4807875777
Camelback Mortgage
3111 N Central Ave a101, Phoenix, AZ 85012
6024691270
Arizona Valley Lending
4425 E Agave Rd STE 106, Phoenix, AZ 85044
8772494195
Martell Mortgage, LLC- Michael Martell
10265 W Camelback Rd Suite 104-C, Phoenix, AZ 85037
6238101583

What Does a Mortgage Refinance Company in Phoenix Cost?

Typical costs for a mortgage refinance in Arizona include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,000. Closing costs in Phoenix generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Phoenix Arizona?
You typically need recent pay stubs, tax returns from the past two years, bank statements, and a copy of your current mortgage statement. Arizona lenders also require a valid government issued ID and proof of homeowners insurance.
How long does a mortgage refinance take in Phoenix?
A standard mortgage refinance in Phoenix usually takes 30 to 45 days from application to closing. Arizona law does not set a specific time limit for the process, but lenders must provide a Loan Estimate within three business days of receiving your application.
Are there Arizona specific rules for refinancing a mortgage?
Yes. Arizona is a non judicial foreclosure state which affects refinance terms. Also, Arizona Revised Statutes Title 33 governs deeds of trust and requires specific disclosures for refinance loans. Lenders must comply with the Arizona Consumer Mortgage Protection Act.