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Directory of mortgage refinance companies in Flagstaff, Arizona. Verify credentials with the state mortgage licensing authority before hiring.
18 agents listed
Updated May 2026
Flagstaff, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 18 mortgage refinance companies in Flagstaff, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tylan Mortgage
205 E Flat Rock Ridge, Flagstaff, AZ 86001
9288904350
PrimeLending, A PlainsCapital Company - Flagstaff
1600 W University Ave #112, Flagstaff, AZ 86001
9287799500
Guild Mortgage Company
601 Piccadilly Dr #75, Flagstaff, AZ 86001
9286997215
Kyle Kent - Licensed Mortgage Loan Officer
23 S Beaver St Suite 1, Flagstaff, AZ 86001
9283080368
Benchmark Mortgage - The Hallows Team
824 W Rte 66 Suite A3, Flagstaff, AZ 86001
9287078572
Shyann Eckel Mortgage Lender
1750 Railroad Spring Blvd #8, Flagstaff, AZ 86001
4802233273
Guild Mortgage - Kristen Smith
601 Piccadilly Dr #75, Flagstaff, AZ 86001
9286997215
Alisa Carlson Intercap Lending
1750 Railroad Spring Blvd #8, Flagstaff, AZ 86001
9288532839
Fairway Independent Mortgage Corp. - Flagstaff
1600 W University Ave Suite 204, Flagstaff, AZ 86001
9282128244
Kim Dawson - NOVA Home Loans
5200 E Cortland Blvd Suite E 120, Flagstaff, AZ 86004
9283106458
Rich Rucker Team at Wallick & Volk
2321 N Fourth St, Flagstaff, AZ 86004
9285565578
Karen Flores at CrossCountry Mortgage
1338 W Forest Meadows St #130, Flagstaff, AZ 86001
8777731226
Fairway Independent Mortgage Corporation
421 N Humphreys St, Flagstaff, AZ 86001
9283963100
Mountain Country Mortgage
2076 S Woodlands Village Blvd # 201, Flagstaff, AZ 86001
9282266908
NOVA Home Loans
5200 E Cortland Blvd Suite E 120, Flagstaff, AZ 86004
9284400010
Lindsey Scheel - Legend Mortgage, Inc
223 N San Francisco St ste 105-d, Flagstaff, AZ 86001
6025095195
Kelly Gibson - Peoples Mortgage Co
1016 W University Ave Suite 105, Flagstaff, AZ 86001
9286075626
Kim Dawson - E Mortgage Capital, Inc
1120 W University Ave 2nd Fl #218, Flagstaff, AZ 86001
9283106458
Mortgage refinance companies in Flagstaff help homeowners lower their interest rate or change loan terms. Arizona law requires lenders to provide a Loan Estimate within three business days of application. Flagstaff property owners often refinance to adjust for local market conditions or to switch from an adjustable to a fixed rate mortgage.
What Does a Mortgage Refinance Company in Flagstaff Cost?
Typical costs for a mortgage refinance in Arizona include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 800 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Flagstaff?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Arizona lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Arizona?
A standard refinance in Arizona usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arizona.