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Mortgage Refinance Companies in Lake Havasu City, AZ
Browse mortgage refinance companies serving Lake Havasu City, Arizona. Contact information and addresses listed below.
14 agents listed
Updated May 2026
Lake Havasu City, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 14 mortgage refinance companies in Lake Havasu City, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mohave Mortgage - Lake Havasu City
2170 McCulloch Blvd N Suite C, Lake Havasu City, AZ 86403
9282882691
AZ LOANS - Lake Havasu City
20 Acoma Blvd N, Lake Havasu City, AZ 86403
9284530212
First Savings Bank
1031 Acoma Blvd S, Lake Havasu City, AZ 86406
9288550777
loanDepot
490 Lake Havasu Ave #106, Lake Havasu City, AZ 86403
9283022060
Guild Mortgage Company
116 Lake Havasu Ave #202, Lake Havasu City, AZ 86403
9285058400
Guild Mortgage - Dan Snyder
116 Lake Havasu Ave #202, Lake Havasu City, AZ 86403
9282082081
Summerlin Financial, Inc
349 Lake Havasu Ave Ste 106, Lake Havasu City, AZ 86403
9288547747
Annette Norfolk | Primary Residential Mortgage, Inc.
1845 McCulloch Blvd N Ste A2, Lake Havasu City, AZ 86403
6613040757
Hi-Tech Mortgage, Inc.
2184 McCulloch Blvd N, Lake Havasu City, AZ 86403
9288541881
Mutual Of Omaha Reverse Mortgage
430 Lake Havasu Ave #102, Lake Havasu City, AZ 86403
9492800858
Theresa Crowell - US Mortgage
2169 Swanson Ave Suite 8, Lake Havasu City, AZ 86403
9288466302
Laura Mata at Guaranteed Rate Affinity (NMLS #1464456)
450 Lake Havasu Ave Suite 206, Lake Havasu City, AZ 86403
9282084250
Primary Residential Mortgage, Inc. - Lake Havasu
1845 McCulloch Blvd N Ste A2, Lake Havasu City, AZ 86403
8002552792
PNC Mortgage
1992 McCulloch Blvd N Lot 1, Lake Havasu City, AZ 86403
9288552151
A mortgage refinance company in Lake Havasu City helps homeowners adjust their loan terms or lower their interest rates. Arizona law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Lake Havasu City real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Lake Havasu City Cost?
Typical costs for a mortgage refinance in Lake Havasu City include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance costs around 800 to 1,500 dollars. Closing costs generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Lake Havasu City?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Arizona lenders may also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Arizona?
A standard refinance in Arizona usually takes 30 to 45 days from application to closing. Delays can occur if additional documentation or an appraisal is needed.
Are there Arizona-specific laws for mortgage refinancing?
Yes. Arizona Revised Statutes Title 33 covers deeds of trust and foreclosure rules. Lenders must follow federal Truth in Lending Act rules and provide a three-day rescission period after signing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arizona.