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Looking for a mortgage lender in Texas City? Review the directory below to compare your options.
16 agents listed
Updated May 2026
Texas City, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 16 mortgage lenders in Texas City, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Check `n Go
5204 Hwy 1765 STE D, Texas City, TX 77591
4099383220
World Finance
3565 Palmer Hwy, Texas City, TX 77590
4099488431
Texan Credit Corporation
3311 Palmer Hwy, Texas City, TX 77590
4099410610
Sun Loan Company
3307 Palmer Hwy, Texas City, TX 77590
4099419403
Check `n Go
2501 Palmer Hwy Suite 212B, Texas City, TX 77590
4099454492
Guarantee Loan Service
2027 10th Ave N, Texas City, TX 77590
4099457888
Security Finance
2813 Palmer Hwy, Texas City, TX 77590
4099454252
Texas Car Title and Payday Loan Services, Inc.
3112 Palmer Hwy, Texas City, TX 77590
4099434017
Regional Finance
2506 25th Ave N #2, Texas City, TX 77590
4092294096
Heights Finance
2921 Palmer Hwy, Texas City, TX 77590
4099419090
TDECU Texas City
6151 Gulf Fwy Suite A, Texas City, TX 77591
8008391154
Toledo Finance
2917 Palmer Hwy, Texas City, TX 77590
4099455070
Texas First Bank
3232 Palmer Hwy, Texas City, TX 77590
4099481990
Prime Lending
1418 15th Ave N, Texas City, TX 77590
4097974345
PNC Mortgage
2131 Palmer Hwy, Texas City, TX 77590
4099488488
Friendly Loan Services
605 9th Ave N, Texas City, TX 77590
4099483074
Mortgage lenders in Texas City Texas help homebuyers secure financing for residential properties. Texas law requires a home equity loan to have a maximum loan-to-value ratio of 80 percent. Borrowers in Texas City can choose from conventional loans FHA loans and VA loans depending on their eligibility.
What Does a Mortgage Lender in Texas City Cost?
Typical costs for a mortgage lender in Texas include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Title insurance and escrow fees add 1500 to 3000 dollars. Texas law caps certain fees on home equity loans. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Texas City?
You typically need pay stubs W-2 forms tax returns bank statements and a valid photo ID. Texas law also requires a homestead affidavit if you are buying a primary residence.
How long does the mortgage process take in Texas?
The process usually takes 30 to 45 days from application to closing. Texas has a 3 day right of rescission for refinances on a primary home.
Are there special mortgage programs for Texas City residents?
Yes the Texas Department of Housing and Community Affairs offers down payment assistance programs. These programs have income limits and require homebuyer education.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.