Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 12 mortgage lenders in Athens, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
TitleMax Title Loans
616 W Corsicana St, Athens, TX 75751
9036772230
Check `n Go
1395 E Tyler St #106, Athens, TX 75751
9036701442
World Finance
607 E Tyler St Suite 110-A, Athens, TX 75751
9036759054
Western Finance
607 E Tyler St STE 110B, Athens, TX 75751
9036755501
Security Finance
607 E Tyler St #114, Athens, TX 75751
9036755661
VeraBank
739 E Tyler St, Athens, TX 75751
9036750011
Texas Car Title and Payday Loan Services, Inc.
618 W Corsicana St, Athens, TX 75751
9036755844
First State Bank
1114 E Tyler St, Athens, TX 75751
9036761900
Loan Express
1111 E Tyler St Ste 103, Athens, TX 75751
9036751955
Swift Cash
1414 E Tyler St #108, Athens, TX 75751
9036703227
Fed Cash LLC
610 E Tyler St, Athens, TX 75751
9036779575
Texas Farm Credit
205 Crestway St, Athens, TX 75751
9036758010
What Does a Mortgage Lender in Athens Cost?
Typical costs for a mortgage lender in Texas include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance premiums based on the loan size. Closing costs generally range from 2 to 5 percent of the purchase price. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Athens Texas?
You typically need pay stubs, tax returns, bank statements, and photo identification. Texas lenders also require a completed loan application and authorization to check your credit. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Texas?
The process usually takes 30 to 45 days from application to closing. Texas law requires a 3 day right of rescission for refinances and home equity loans. Delays can occur if additional documentation is needed.
Are there special mortgage programs for Texas veterans or first time buyers?
Yes. The Texas Veterans Land Board offers home loan programs for eligible veterans. First time buyers may qualify for FHA loans or Texas Department of Housing and Community Affairs down payment assistance. Each program has specific income and credit requirements.