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Compare Mortgage Lenders in Richardson, TX

Looking for a mortgage lender in Richardson? Review the directory below to compare your options.

13 agents listed
Updated June 2026
Richardson, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 13 mortgage lenders in Richardson, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Loan Java
601 N Plano Rd, Richardson, TX 75081
(469) 581-8811 loanjava.com
Starlink Mortgage LLC
2011 N Collins Blvd #605, Richardson, TX 75080
(682) 772-0377 starlinkmortgage.net
Mortgage and Beyond
1900 Jay Ell Dr, Richardson, TX 75081
(214) 296-2284 mtgandbeyond.com
Union Home Mortgage
2435 N Central Expy 12th floor, Richardson, TX 75080
(972) 597-4280 nrlmortgage.com
Mercantile Mortgage Corporation
1401 N Central Expy # 100B, Richardson, TX 75080
(972) 661-9988 mercantilemortgage.com
Service First Mortgage
1851 N Greenville Ave #400, Richardson, TX 75081
(972) 578-9000 richardson.servicefirstmtg.com
NRL Mortgage- Richardson
1301 W President George Bush Hwy Suite 300, Richardson, TX 75080
(855) 439-6634
3D Mortgage Solutions
1144 N Plano Rd #133, Richardson, TX 75081
(469) 649-9988 3dmortgagesolutions.com
GFS Home Loans - Richardson
885 E Collins Blvd #110, Richardson, TX 75081
(214) 251-6526 gfshomeloans.com
Chase Mortgage
4175 E Renner Rd, Richardson, TX 75082
(972) 664-9001 chase.com
Lower Mortgage
1801 N Glenville Dr #100, Richardson, TX 75081
(469) 235-6664 lower.com
Lending Star Capital
2701 Custer Pkwy Ste 706, Richardson, TX 75080
(469) 951-5887 lendingstarcap.com
Platinum Eagle Mortgage
465 W President George Bush Hwy, Richardson, TX 75080
(833) 802-0085 platinumeaglemtg.com

What Does a Mortgage Lender in Richardson Cost?

Typical costs for a mortgage lender in Texas include an origination fee of 0.5 to 1.0 percent of the loan amount. Closing costs usually range from 2 to 5 percent of the loan value. Other fees include appraisal costs around 400 to 700 dollars and title insurance fees that vary by county. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Richardson Texas?
You typically need pay stubs, tax returns, bank statements, and identification. Texas lenders also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Texas?
The process usually takes 30 to 45 days from application to closing. Texas law requires a three day right of rescission for most refinances, which adds time.

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