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Looking for a mortgage lender in Richardson? Review the directory below to compare your options.
13 agents listed
Updated May 2026
Richardson, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 13 mortgage lenders in Richardson, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Loan Java
601 N Plano Rd, Richardson, TX 75081
4695818811
Starlink Mortgage LLC
2011 N Collins Blvd #605, Richardson, TX 75080
6827720377
Mortgage and Beyond
1900 Jay Ell Dr, Richardson, TX 75081
2142962284
Union Home Mortgage
2435 N Central Expy 12th floor, Richardson, TX 75080
9725974280
Mercantile Mortgage Corporation
1401 N Central Expy # 100B, Richardson, TX 75080
9726619988
Service First Mortgage
1851 N Greenville Ave #400, Richardson, TX 75081
9725789000
NRL Mortgage- Richardson
1301 W President George Bush Hwy Suite 300, Richardson, TX 75080
8554396634
3D Mortgage Solutions
1144 N Plano Rd #133, Richardson, TX 75081
4696499988
GFS Home Loans - Richardson
885 E Collins Blvd #110, Richardson, TX 75081
2142516526
Chase Mortgage
4175 E Renner Rd, Richardson, TX 75082
9726649001
Lower Mortgage
1801 N Glenville Dr #100, Richardson, TX 75081
4692356664
Lending Star Capital
2701 Custer Pkwy Ste 706, Richardson, TX 75080
4699515887
Platinum Eagle Mortgage
465 W President George Bush Hwy, Richardson, TX 75080
8338020085
Mortgage lenders in Richardson Texas help home buyers and homeowners secure financing for property purchases and refinancing. Texas law requires specific disclosures for home equity loans and limits the total loan amount to 80 percent of the home value. Local lenders understand the Richardson real estate market and can guide you through the Texas home loan process.
What Does a Mortgage Lender in Richardson Cost?
Typical costs for a mortgage lender in Texas include an origination fee of 0.5 to 1.0 percent of the loan amount. Closing costs usually range from 2 to 5 percent of the loan value. Other fees include appraisal costs around 400 to 700 dollars and title insurance fees that vary by county. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Richardson Texas?
You typically need pay stubs, tax returns, bank statements, and identification. Texas lenders also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Texas?
The process usually takes 30 to 45 days from application to closing. Texas law requires a three day right of rescission for most refinances, which adds time.
Are there special Texas rules for home equity loans?
Yes. Texas law limits home equity loans to 80 percent of the home value. You must also wait 12 months after buying the home before taking a home equity loan.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.