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Looking for a mortgage lender in Port Neches? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Port Neches, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 3 mortgage lenders in Port Neches, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
MCT Credit Union
2736 Nall St, Port Neches, TX 77651
4097271446
The Wagner Team at Canopy Mortgage - #SETXMortgageGuys
2002 Magnolia Ave Ste 1C, Port Neches, TX 77651
4095405653
The Wood Group of Fairway Independent Mortgage Corp.
1002 Magnolia Ave Suite E, Port Neches, TX 77651
4095714760
Mortgage lenders in Port Neches, Texas help homebuyers secure financing for residential properties. Texas law requires a specific homestead exemption and limits on home equity loans under Article XVI Section 50 of the Texas Constitution. Local lenders can guide you through these requirements and the closing process in Jefferson County.
What Does a Mortgage Lender in Port Neches Cost?
Typical costs for a mortgage lender in Texas include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance premiums averaging $1,500 to $2,500. Closing costs in Port Neches generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage loan in Port Neches?
You typically need proof of income, tax returns, bank statements, and a valid ID. Texas law also requires a survey or property description for the home being financed.
How long does the mortgage process take in Texas?
The process usually takes 30 to 45 days from application to closing. Texas law mandates a three-day right of rescission for refinances under the Truth in Lending Act.
Are there special mortgage programs for Texas veterans?
Yes, the Texas Veterans Land Board offers home loan programs for eligible veterans. These programs can provide lower interest rates and reduced down payment requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.