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13 agents listed
Updated May 2026
Pharr, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 13 mortgage lenders in Pharr, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Western Finance
1101 N Cage Blvd STE 5A, Pharr, TX 78577
9567839400
Sun Loan Company
1300 S Cage Blvd Ste N, Pharr, TX 78577
9567820249
RGV Loans LLC
614 S Cage Blvd #6a, Pharr, TX 78577
9562234184
Atlas Credit Company, Inc.
614 S Cage Blvd Suite 6B, Pharr, TX 78577
9567822142
World Finance
207 S Cage Blvd, Pharr, TX 78577
9567817777
Texan Credit Corporation
614 S Cage Blvd unit 3, Pharr, TX 78577
9567871732
Edgar Hernandez | Branch Manager | Primary Residential Mortgage, Inc.
3900 N Jackson Rd Suite 105, 108, 115, Pharr, TX 78577
9564577498
Primary Residential Mortgage, Inc.
3900 N Jackson Rd 108, 115, Pharr, TX 78577
9564911737
Consolidated Business Finance Inc
225 S Cage Blvd A, Pharr, TX 78577
9567581635
Hard Money Lenders Pharr TX
318 N Cage Blvd, Pharr, TX 78577
9564200460
La Cross Mortgage, LLC
213 W Expy 83 suite d, Pharr, TX 78577
9566164203
Jose Macias | Loan Officer | Primary Residential Mortgage, Inc.
3900 N Jackson Rd Suite 105, 108, 115, Pharr, TX 78577
9569921977
San Antonio - Edgar Hernandez
3900 N Jackson Rd Ste 105, 108, 115, Pharr, TX 78577
8002552792
Mortgage lenders in Pharr Texas help homebuyers and homeowners secure financing for residential properties. These professionals guide clients through loan applications, credit checks, and closing processes. Texas law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a Mortgage Lender in Pharr Cost?
Typical costs for a mortgage in Texas include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance which can cost $1,000 to $2,000. Closing costs generally range from 2% to 5% of the purchase price. Texas also charges a state mortgage tax of $0.10 per $100 of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Pharr Texas?
You will typically need pay stubs, tax returns, bank statements, and a valid photo ID. Lenders also require proof of employment and credit history. Self-employed borrowers may need additional business documents.
How long does the mortgage process take in Texas?
The average mortgage process in Texas takes 30 to 45 days from application to closing. This timeline can vary based on loan type and appraisal availability. Texas has a 3-day right of rescission for refinances on primary residences.
Are there special mortgage programs for first-time homebuyers in Pharr?
Yes, the Texas Department of Housing and Community Affairs offers the My First Texas Home program. This program provides down payment assistance and competitive interest rates. Eligibility depends on income limits and credit score requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.