Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 13 mortgage lenders in Pharr, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Edgar Hernandez | Branch Manager | Primary Residential Mortgage, Inc.
3900 N Jackson Rd Suite 105, 108, 115, Pharr, TX 78577
(956) 457-7498
primeres.com
Primary Residential Mortgage, Inc.
3900 N Jackson Rd 108, 115, Pharr, TX 78577
(956) 491-1737
primeres.com
Jose Macias | Loan Officer | Primary Residential Mortgage, Inc.
3900 N Jackson Rd Suite 105, 108, 115, Pharr, TX 78577
(956) 992-1977
primeres.com
San Antonio - Edgar Hernandez
3900 N Jackson Rd Ste 105, 108, 115, Pharr, TX 78577
(800) 255-2792
primeres.com
What Does a Mortgage Lender in Pharr Cost?
Typical costs for a mortgage in Texas include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance which can cost $1,000 to $2,000. Closing costs generally range from 2% to 5% of the purchase price. Texas also charges a state mortgage tax of $0.10 per $100 of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Pharr Texas?
You will typically need pay stubs, tax returns, bank statements, and a valid photo ID. Lenders also require proof of employment and credit history. Self-employed borrowers may need additional business documents.
How long does the mortgage process take in Texas?
The average mortgage process in Texas takes 30 to 45 days from application to closing. This timeline can vary based on loan type and appraisal availability. Texas has a 3-day right of rescission for refinances on primary residences.
Are there special mortgage programs for first-time homebuyers in Pharr?
Yes, the Texas Department of Housing and Community Affairs offers the My First Texas Home program. This program provides down payment assistance and competitive interest rates. Eligibility depends on income limits and credit score requirements.