Find Mortgage Lenders Near You in McAllen, TX
Browse mortgage lenders serving McAllen, Texas. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 20 mortgage lenders in McAllen, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in McAllen Texas help home buyers and homeowners secure financing for residential properties. Texas law requires all residential mortgage loan originators to be licensed through the Texas Department of Savings and Mortgage Lending. Local lenders understand the McAllen real estate market and can guide you through the loan process from pre approval to closing.
What Does a Mortgage Lender in McAllen Cost?
Typical costs for a mortgage in Texas include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance which can cost 1,500 to 3,000 dollars. Closing costs in Texas generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in McAllen Texas?
You typically need recent pay stubs, W 2 forms, tax returns, bank statements, and a valid photo ID. Texas lenders may also ask for proof of homeowners insurance and a copy of the sales contract.
How long does the mortgage process take in Texas?
The average mortgage process in Texas takes 30 to 45 days from application to closing. Texas law requires a 3 business day right of rescission on most home loans, which can add a few days to the timeline.