Compare Mortgage Lenders in Lubbock, TX
Compare mortgage lenders in Lubbock. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 17 mortgage lenders in Lubbock, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Lubbock Texas help homebuyers secure financing for residential properties. Texas law requires a home equity loan to have a maximum loan to value ratio of 80 percent. Many Lubbock lenders offer conventional FHA and VA loans to meet local housing needs.
What Does a Mortgage Lender in Lubbock Cost?
Typical costs for a mortgage in Lubbock Texas include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 600 dollars and title insurance costs about 0.5 to 1 percent of the purchase price. Closing costs generally total 2 to 5 percent of the loan amount. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage in Lubbock Texas?
You typically need pay stubs tax returns bank statements and a valid ID. Texas law also requires a homestead affidavit for owner occupied properties.
How long does a mortgage approval take in Texas?
Initial pre approval can take one to two days. Full underwriting and closing usually takes 30 to 45 days in Lubbock.