Find Mortgage Lenders Near You in Longview, TX
Browse mortgage lenders serving Longview, Texas. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 18 mortgage lenders in Longview, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Longview Texas help home buyers and homeowners secure financing for residential properties. Texas law requires specific disclosures like the Texas Home Equity Loan disclosure for cash out refinances. Local lenders understand the East Texas real estate market and can guide you through the loan process from pre approval to closing.
What Does a Mortgage Lender in Longview Cost?
Typical costs for a mortgage in Texas include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance which can cost 1,000 to 2,000 dollars depending on the home price. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Longview Texas?
You typically need pay stubs for the last 30 days, W 2 forms for the last 2 years, tax returns, bank statements, and a valid photo ID. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Texas?
A standard mortgage process in Texas usually takes 30 to 45 days from application to closing. Texas law requires a 3 day right of rescission on most refinances, which adds a short waiting period after signing.
Are there special mortgage rules for Texas homeowners?
Yes. Texas has unique homestead laws that limit home equity loans to 80 percent of the home value. Also, Texas does not allow a traditional mortgage on agricultural land over 10 acres without special loan types.