Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 5 mortgage lenders in Krum, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First United Bank - Mortgage Group
960 E McCart St, Krum, TX 76249
(940) 783-9333
firstunitedbank.com
What Does a Mortgage Lender in Krum Cost?
Typical mortgage lender costs in Texas include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance which costs about $1,000 to $2,000. Closing costs in Texas generally range from 2% to 5% of the purchase price. These amounts vary based on the loan type, property value, and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What do I need to apply for a mortgage in Krum Texas?
You typically need proof of income, tax returns, bank statements, and a valid ID. Texas law also requires a homestead affidavit for owner occupied properties. Your lender will provide a full list of required documents.
How long does a mortgage loan process take in Texas?
The process usually takes 30 to 45 days from application to closing. Texas law requires a three day rescission period for most refinances. Delays can occur if additional documents are needed.
Are there special mortgage programs for Texas home buyers?
Yes. The Texas Department of Housing and Community Affairs offers down payment assistance programs for eligible buyers. Local lenders in Krum can help you check if you qualify for these state programs.