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Browse mortgage lenders serving Kilgore, Texas. Contact information and addresses listed below.
6 agents listed
Updated May 2026
Kilgore, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 6 mortgage lenders in Kilgore, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Security Finance
405 N Kilgore St #2, Kilgore, TX 75662
9039831343
CashMax Title & Loan
601 E Lantrip St, Kilgore, TX 75662
9032189062
Credit Union of Texas
110 Midtown Plz, Kilgore, TX 75662
9034755000
Origin Bank
205 N Kilgore St, Kilgore, TX 75662
9039832265
Gold Star Finance
211 E Main St, Kilgore, TX 75662
9039888900
PNC Mortgage
1200 N Kilgore St, Kilgore, TX 75662
9039842506
Mortgage lenders in Kilgore Texas help homebuyers secure financing for residential properties. Texas law requires a home equity loan to have a maximum loan to value ratio of 80 percent. Local lenders can guide you through the process of getting a conventional FHA or VA loan.
What Does a Mortgage Lender in Kilgore Cost?
Typical mortgage costs in Texas include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars and title insurance costs about 0.5 percent of the purchase price. Closing costs generally total 2 to 5 percent of the loan amount. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage application in Kilgore Texas?
You typically need pay stubs tax returns bank statements and a valid ID. Texas lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Texas?
The process usually takes 30 to 45 days from application to closing. Texas law mandates a three day right of rescission for refinances on a primary residence.
What is the minimum down payment for a home in Kilgore Texas?
Conventional loans may require as little as 3 percent down. FHA loans require 3.5 percent down and VA loans can offer zero down payment for eligible borrowers.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.