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Find Mortgage Lenders Near You in Harker Heights, TX

Browse mortgage lenders serving Harker Heights, Texas. Contact information and addresses listed below.

15 agents listed
Updated May 2026
Harker Heights, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 15 mortgage lenders in Harker Heights, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
103 E FM 2410 Rd, Harker Heights, TX 76548
2544498246
SouthStar Bank, Harker Heights
905 E FM 2410 Rd, Harker Heights, TX 76548
2546981800
Alisa Ellis Benchmark Mortgage
581 Pan American Dr # 1, Harker Heights, TX 76548
2544230682
Nicky Tharpe Benchmark Mortgage
581 Pan American Dr # 1, Harker Heights, TX 76548
2545351229
First Community Mortgage
201 E Central Texas Expy #1600, Harker Heights, TX 76548
2546806155
Jimmy Alexander, SWBC Mortgage Killeen/Temple
2101 Memory Ln Ste. 108, Harker Heights, TX 76548
2546342822
Tanja L Allen | Fairway Independent Mortgage Corporation Loan Officer
103 E FM 2410 Rd, Harker Heights, TX 76548
2544498246
SWBC Mortgage Killeen
2101 Memory Ln Ste. 108, Harker Heights, TX 76548
2546342822
Leslie Lovett, SWBC Mortgage
2101 Memory Ln Ste. 108, Harker Heights, TX 76548
2546342822
Belinda Manzella at CrossCountry Mortgage
100 W Central Texas Expy #102, Harker Heights, TX 76548
2547185456
Maraea Corona Motto Mortgage Exclusive Group
326 Morgan St A, Harker Heights, TX 76548
2543930523
Myrna Banzon at CrossCountry Mortgage
100 W Central Texas Expy #102, Harker Heights, TX 76548
2546817361
Chase Home Lending
201 E Central Texas Expy Unit 1800, Harker Heights, TX 76548
2542516080
Cara S Latham-U.S. Bank Mortgage
439 E Central Texas Expy Suite B, Harker Heights, TX 76548
4698683983
Reverse Mortgage Homes
110 Moody Cir, Harker Heights, TX 76548
2544082111

Mortgage lenders in Harker Heights Texas help homebuyers secure loans for purchasing or refinancing homes. Texas law requires a specific homestead exemption and has unique property tax rules that can affect your loan terms. Local lenders are familiar with Bell County appraisal districts and can guide you through the process.

What Does a Mortgage Lender in Harker Heights Cost?

Typical costs for a mortgage in Texas include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance which can range from 1,000 to 2,500 dollars. Closing costs generally total 2 to 5 percent of the purchase price. Note that costs vary by situation and this is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Harker Heights?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Texas lenders also require proof of homeowners insurance and a property survey for the home.
How long does it take to close on a mortgage in Texas?
The average closing time in Texas is 30 to 45 days from application. This timeline can vary based on appraisal schedules and underwriting requirements.