Find Mortgage Lenders Near You in Grapevine, TX
Browse mortgage lenders serving Grapevine, Texas. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 17 mortgage lenders in Grapevine, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Grapevine Texas help home buyers and homeowners secure financing for residential properties. Texas has unique laws such as the Texas Home Equity Amendment which limits home equity loans to 80 percent of a propertys value. Working with a local lender familiar with Grapevine real estate can streamline your loan process.
What Does a Mortgage Lender in Grapevine Cost?
Typical costs for a mortgage in Texas include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 1,500 to 3,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. These amounts vary by lender loan type and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Grapevine Texas?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid ID. Texas lenders also require a property appraisal and title search. Gather these documents early to speed up your application.
How long does it take to close on a mortgage in Texas?
The average closing time in Texas is 30 to 45 days from application to funding. This timeline can vary based on loan type property condition and lender workload. Texas law requires a three day right of rescission for refinances.
What is the Texas Home Equity Amendment and how does it affect my mortgage?
The Texas Home Equity Amendment is a state law that limits home equity loans to 80 percent of the propertys fair market value. It also requires a 12 day waiting period after application. This law applies to all Texas homeowners.