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Directory of mortgage lenders in Godley, Texas. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Godley, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 mortgage lenders in Godley, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Service First Mortgage- Terrie Goodloe
109 N Main St #2, Godley, TX 76044
8174477300
ACS Mortgage Solutions
401 State Hwy 171, Godley, TX 76044
8173892988
Godley Texas is a growing community in Johnson County with a mix of new construction and existing homes. Local mortgage lenders can help you navigate Texas specific requirements such as homestead exemptions and property tax proration. Whether you are buying your first home or refinancing finding the right lender is a key step in the process.
What Does a Mortgage Lender in Godley Cost?
Typical costs for a mortgage lender in Texas include an origination fee of 0.5 to 1 percent of the loan amount and third party fees for appraisal title search and credit report. Closing costs in Texas usually range from 2 to 5 percent of the purchase price. Property taxes and homeowners insurance are also prorated at closing. Note that this is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Godley Texas?
You will typically need pay stubs W-2 forms tax returns bank statements and a valid ID. Texas lenders also require a credit check and proof of assets for the down payment. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Texas?
The average mortgage process in Texas takes 30 to 45 days from application to closing. Texas law requires a 3 day right of rescission for refinances on your primary residence. Delays can occur if the property appraisal or title work takes longer than expected.
Are there Texas specific mortgage programs for first time home buyers?
Yes the Texas Department of Housing and Community Affairs offers the My First Texas Home program with down payment assistance. Local lenders in Godley may also offer FHA VA and USDA loans which are popular in rural areas of Johnson County. Eligibility depends on income and credit score.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.