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Looking for a mortgage lender in Farmersville? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Farmersville, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 mortgage lenders in Farmersville, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Commercial Bank of Texas, N.A.
201 S State Hwy 78, Farmersville, TX 75442
9727827054
Change Home Mortgage
131 McKinney St #203, Farmersville, TX 75442
8056604072
Farmersville Texas home buyers and refinancing homeowners can work with local mortgage lenders to secure a home loan. Texas law limits home equity loan amounts to 80% of the home value and requires a 12 day wait after closing before funds are available. Local lenders understand the Farmersville real estate market and can guide you through the Texas specific closing process.
What Does a Mortgage Lender in Farmersville Cost?
Typical mortgage lender costs in Texas include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance which can cost $1,500 to $3,000. Closing costs in Texas usually range from 2% to 5% of the purchase price. These costs vary by loan type and property value. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Farmersville Texas?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and a government issued ID. Texas lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Texas?
The typical mortgage process in Texas takes 30 to 45 days from application to closing. Texas law mandates a 3 day right of rescission for refinances and a 12 day waiting period for home equity loans.
Are there special mortgage programs for first time home buyers in Farmersville?
Yes, Texas offers the My First Texas Home program with down payment assistance and lower interest rates. Local lenders in Farmersville can help you apply for these state sponsored programs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.