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Compare mortgage lenders in DeSoto. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
DeSoto, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 9 mortgage lenders in DeSoto, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tower Loan
1120 E Pleasant Run Rd Ste 407, DeSoto, TX 75115
4699621111
LTI Mortgage / Hybrid Agent Homes
1801 N Hampton Rd #458, DeSoto, TX 75115
2149152016
OneMain Financial
921 W Belt Line Rd Ste 133, DeSoto, TX 75115
9722285688
Value Mortgage Loans
105 Lion St, DeSoto, TX 75115
9722749498
Commercial Lending DeSoto,TX
1001 Robbie Mince Wy, DeSoto, TX 75115
4697078433
Chase Home Lending
900 N Polk St #100, DeSoto, TX 75115
8043883935
PNC Mortgage
225 N Hampton Rd, DeSoto, TX 75115
9722234950
Chase Mortgage
721 W Belt Line Rd, DeSoto, TX 75115
9722744301
Pinnacle Capital Mortgage Inc
900 N Polk St, DeSoto, TX 75115
4695671112
Mortgage lenders in DeSoto Texas help homebuyers and homeowners secure financing for property purchases and refinancing. Texas law requires all mortgage loan originators to be licensed through the Texas Department of Savings and Mortgage Lending. DeSoto offers a range of loan types including conventional FHA and VA loans to fit different financial situations.
What Does a Mortgage Lender in DeSoto Cost?
Typical costs for a mortgage lender in Texas include an origination fee of 0.5% to 1% of the loan amount appraisal fees from 400 to 700 dollars and title insurance which can cost 1,000 to 2,000 dollars. Closing costs in Texas average 2% to 5% of the loan amount. These costs vary by lender loan type and property location. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in DeSoto Texas?
You typically need recent pay stubs tax returns bank statements and a valid ID. Lenders also check your credit score and debt-to-income ratio. Texas law requires proof of homeowners insurance before closing.
How long does the mortgage process take in Texas?
The process usually takes 30 to 45 days from application to closing. Texas has a 3-day right of rescission for refinances under federal law. Delays can happen if appraisal or title work takes longer.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.