Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 9 mortgage lenders in DeSoto, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
LTI Mortgage / Hybrid Agent Homes
1801 N Hampton Rd #458, DeSoto, TX 75115
(214) 915-2016
ltimortgage.com
What Does a Mortgage Lender in DeSoto Cost?
Typical costs for a mortgage lender in Texas include an origination fee of 0.5% to 1% of the loan amount appraisal fees from 400 to 700 dollars and title insurance which can cost 1,000 to 2,000 dollars. Closing costs in Texas average 2% to 5% of the loan amount. These costs vary by lender loan type and property location. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in DeSoto Texas?
You typically need recent pay stubs tax returns bank statements and a valid ID. Lenders also check your credit score and debt-to-income ratio. Texas law requires proof of homeowners insurance before closing.
How long does the mortgage process take in Texas?
The process usually takes 30 to 45 days from application to closing. Texas has a 3-day right of rescission for refinances under federal law. Delays can happen if appraisal or title work takes longer.