Find Mortgage Lenders Near You in Carrollton, TX
Directory of mortgage lenders in Carrollton, Texas. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 12 mortgage lenders in Carrollton, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Carrollton Texas help homebuyers and homeowners secure financing for residential properties. Texas law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the Carrollton real estate market and can guide you through the Texas home equity loan rules which limit borrowing to 80 percent of the home value.
What Does a Mortgage Lender in Carrollton Cost?
Typical costs for a mortgage lender in Texas include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance which can range from 1,500 to 3,000 dollars. Closing costs in Texas average 2 to 5 percent of the purchase price. These costs vary by loan type, property value, and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Carrollton?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid government ID. Self-employed borrowers may need additional profit and loss statements. Texas lenders also require a signed authorization to pull your credit report.
How long does the mortgage process take in Texas?
The average mortgage process in Texas takes 30 to 45 days from application to closing. Texas law requires a 3 day right of rescission for refinances but not for purchase loans. Delays can occur if appraisal or title work takes longer.