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Find Mortgage Lenders in Bonham, TX

Browse mortgage lenders serving Bonham, Texas. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Bonham, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 mortgage lenders in Bonham, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Sabrina Wegley
513 N Main St Suite A, Bonham, TX 75418
9039573150
Excel Mortgage Brokers: Bob Reynolds, NMLS #1973410
221 W 6th St, Bonham, TX 75418
2144765686

Mortgage lenders in Bonham, Texas help homebuyers secure financing for residential properties. Texas law requires a 60-day right of rescission for certain refinances under the Texas Constitution. Local lenders can guide you through the specific requirements for Texas homestead loans.

What Does a Mortgage Lender in Bonham Cost?

Typical costs for a mortgage in Texas include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of about 0.5% of the purchase price. Closing costs in Texas often range from 2% to 5% of the loan amount. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of mortgage loans are available in Bonham Texas?
Common loan types include conventional, FHA, VA, and USDA loans. Texas also allows cash-out refinances under Section 50(a)(6) of the Texas Constitution. Each loan has different down payment and credit score requirements.
Do I need a specific license for a mortgage lender in Texas?
Yes, mortgage lenders in Texas must be licensed through the Texas Department of Savings and Mortgage Lending or the Nationwide Multistate Licensing System. You can verify a lenders license on the NMLS Consumer Access website.