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Find Mortgage Lenders Near You in Happy Valley, OR
Browse mortgage lenders serving Happy Valley, Oregon. Contact information and addresses listed below.
6 agents listed
Updated May 2026
Happy Valley, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 6 mortgage lenders in Happy Valley, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ross Foster, Arrow Home Loans | Powered by MasonMac
14029 SE Mountain Rdg Ct, Happy Valley, OR 97086
5039756623
Maddux Mortgage
9802 SE Nicholas Dr, Happy Valley, OR 97086
8885415462
Northwest Reverse Mortgage
13220 SE 172nd Ave Ste #172, Happy Valley, OR 97086
8008061472
Denali Commercial Mortgage
8754 SE Margie Way, Happy Valley, OR 97086
5037013732
Ehlers Mortgage, LLC (NMLS# 2774687)
14032 SE Tarnahan Ct, Happy Valley, OR 97086
5037500193
Scouters Mortgage
9460 SE Jeanne Rd, Happy Valley, OR 97086
9712354196
Happy Valley homeowners and buyers use mortgage lenders to finance home purchases or refinance existing loans. In Oregon, lenders must follow state licensing rules through the Division of Financial Regulation. Local lenders in Happy Valley understand the Clackamas County market and can help with conventional, FHA, and VA loans.
What Does a Mortgage Lender in Happy Valley Cost?
Typical costs for a mortgage lender in Oregon include an origination fee of 0.5 to 1.5 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 1,500 to 3,000 dollars. Closing costs in Oregon generally range from 2 to 5 percent of the purchase price. These amounts vary based on loan type, property value, and lender policies. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license do mortgage lenders need in Oregon?
Mortgage lenders in Oregon must hold a valid license from the Oregon Division of Financial Regulation. They must also register with the Nationwide Multistate Licensing System. You can verify a lender license on the NMLS Consumer Access website.
How long does a mortgage loan typically take in Oregon?
A standard mortgage loan in Oregon usually takes 30 to 45 days from application to closing. Oregon law does not set a specific time limit, but lenders must provide a Loan Estimate within three business days of application.
Are there Oregon specific rules for mortgage prepayment penalties?
Oregon law allows prepayment penalties only on certain loans with terms of five years or more. The penalty cannot exceed 2 percent of the unpaid balance in the first two years. Many conventional loans in Oregon do not have prepayment penalties.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oregon.