Find Mortgage Lenders in Florence, OR
Directory of mortgage lenders in Florence, Oregon. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Oregon before hiring.
Showing 5 mortgage lenders in Florence, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Florence Oregon help home buyers and homeowners secure financing for residential properties. Oregon law requires lenders to be licensed by the Division of Financial Regulation. Local lenders understand the unique housing market in coastal Lane County and can guide you through the state specific escrow and closing process.
What Does a Mortgage Lender in Florence Cost?
Typical costs for a mortgage lender in Oregon include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,500 to $2,500. Closing costs in Lane County usually range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Florence Oregon?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Oregon lenders may also ask for proof of homeowners insurance and a property appraisal.
How long does a mortgage application take in Oregon?
The process typically takes 30 to 45 days from application to closing. Oregon law requires a three day rescission period after signing for refinances, but not for purchase loans.
Are there Oregon specific down payment assistance programs for Florence buyers?
Yes. The Oregon Housing and Community Services department offers the Oregon Bond Residential Loan program with down payment assistance for qualified first time buyers. Local credit unions in Florence may also offer similar programs.