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Browse mortgage lenders serving Middletown, Ohio. Contact information and addresses listed below.
11 agents listed
Updated May 2026
Middletown, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 11 mortgage lenders in Middletown, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eagle Loan
4464 Marie Dr, Middletown, OH 45044
5132173800
Reliant Home Mortgage LLC
1422 S Breiel Blvd, Middletown, OH 45044
5137834018
Valley Central Bank
701 N University Blvd, Middletown, OH 45042
5138213335
OneMain Financial
6585 Terhune Dr, Middletown, OH 45044
5134244561
MyUSA Credit Union
1201 Crawford St, Middletown, OH 45044
8006338905
River Valley Credit Union
815 Elliott Dr, Middletown, OH 45044
9378596260
Chase Barker
1422 S Breiel Blvd, Middletown, OH 45044
5135944389
Chase Mortgage
2400 N Verity Pkwy, Middletown, OH 45042
5134258456
Chase Mortgage
1401 S Breiel Blvd, Middletown, OH 45044
5134258485
US Bank Mortgage
4320 Roosevelt Blvd, Middletown, OH 45044
8008722657
PNC Mortgage
3359 Towne Blvd, Middletown, OH 45005
5132176170
Middletown Ohio residents have access to several mortgage lenders who can help with home purchases and refinancing. Ohio law requires mortgage loan originators to be licensed through the Division of Financial Institutions. Local lenders understand the Middletown real estate market and can guide you through the loan process.
What Does a Mortgage Lender in Middletown Cost?
Mortgage lender costs in Ohio include origination fees typically 0.5% to 1% of the loan amount, appraisal fees around $400 to $700, and title insurance which can cost $500 to $1,500. Closing costs in Ohio generally total 2% to 5% of the home purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Middletown Ohio?
You typically need pay stubs, tax returns, bank statements, and identification. Ohio lenders also require a valid Social Security number and proof of residency. The exact list depends on your loan type and lender.
How long does it take to close on a mortgage in Ohio?
A standard mortgage closing in Ohio usually takes 30 to 45 days from application. Delays can happen if the appraisal or title work takes longer. Your lender will give you a specific timeline.
What is the minimum credit score for a mortgage in Ohio?
Minimum credit scores vary by loan type. FHA loans often accept scores of 580 or higher, while conventional loans may require 620 or above. Ohio lenders will review your full credit profile.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.