Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 10 mortgage lenders in Beachwood, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
David Goldberg, VP of Mortgage Lending
28879 Chagrin Blvd, Beachwood, OH 44122
2164969483
MGM Mortgage Co
3601 S Green Rd UNIT 310, Beachwood, OH 44122
2165248500
Verity Loans, LLC
2000 Auburn Dr #200, Beachwood, OH 44122
4406007900
Goldwater Bank N.A. Mortgage Division
23500 Mercantile Rd, Beachwood, OH 44122
8773328880
Oxford Home Lending
3690 Orange Pl Ste. 210, Beachwood, OH 44122
8888147302
Patrick Jacobs - Chase Home Lending Advisor - NMLS ID 1621618
22801 Chagrin Blvd, Beachwood, OH 44122
2165359432
Chase Home Lending
22801 Chagrin Blvd, Beachwood, OH 44122
2165359432
Steve Dennis - Citizens Bank, Home Mortgages
3401 Enterprise Parkwy Suite 525, Beachwood, OH 44122
8885142300
Kyle Shepler at Citywide Home Lending
3690 Orange Pl Ste. 210, Beachwood, OH 44122
7405027331
First Community Mortgage
23611 Chagrin Blvd, Beachwood, OH 44122
2163657990
What Does a Mortgage Lender in Beachwood Cost?
Typical costs for a mortgage lender in Ohio include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in Ohio generally range from 2 to 5 percent of the purchase price. These figures vary by lender, loan type, and property location. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage lender need in Ohio?
Mortgage lenders in Ohio must hold a license from the Ohio Division of Financial Institutions under Ohio Revised Code 1321. They must also register with the Nationwide Multistate Licensing System and Registry. You can verify a lender license on the NMLS Consumer Access website.
How long does a typical mortgage preapproval last in Ohio?
A mortgage preapproval in Ohio usually lasts 60 to 90 days. The exact time frame depends on the lender and the type of loan. After that period, you may need to update your financial documents for a new preapproval.
Are there Ohio specific disclosure requirements for mortgage loans?
Yes, Ohio requires lenders to provide a Good Faith Estimate or Loan Estimate within three business days of application. Ohio law also mandates specific disclosures about prepayment penalties and late fees under Ohio Revised Code 1321.57. Always review these documents carefully before signing.