Compare Mortgage Lenders in Franklin, OH
Directory of mortgage lenders in Franklin, Ohio. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Ohio before hiring.
Showing 4 mortgage lenders in Franklin, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Franklin Ohio help homebuyers and homeowners secure financing for purchases and refinances. Ohio law requires all mortgage loan originators to be licensed through the Ohio Division of Financial Institutions. Franklin residents benefit from local lenders who understand the Warren County real estate market and its property values.
What Does a Mortgage Lender in Franklin Cost?
Typical costs for a mortgage in Ohio include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance averaging 1,000 to 1,500 dollars. Closing costs generally total 2 to 5 percent of the home price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Franklin Ohio?
You typically need pay stubs, tax returns, bank statements, and photo ID. Ohio lenders also require a credit report and proof of any other debts.
How long does the mortgage process take in Ohio?
The process usually takes 30 to 45 days from application to closing. Ohio law allows a three day rescission period for refinances after closing.
Are there Ohio specific programs for first time home buyers?
Yes. The Ohio Housing Finance Agency offers down payment assistance and lower interest rates for qualified first time buyers. Franklin residents may also qualify for local Warren County programs.