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Looking for a mortgage lender in Dayton? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Dayton, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 20 mortgage lenders in Dayton, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
USA Mortgage
8075 Washington Village Dr, Dayton, OH 45458
9379930052
Todd Nerlinger
5651 Far Hills Ave, Dayton, OH 45459
9372716305
A-Z Lending
7542 McEwen Rd, Dayton, OH 45459
9375225419
Haley Swarts
5151 Far Hills Ave, Dayton, OH 45429
5132658292
Mike Romano Team
14 W First St, Dayton, OH 45402
9374010025
Mark Myers Mortgage Team - Union Savings Bank
5651 Far Hills Ave, Dayton, OH 45429
9375458587
Home Loans by Carlos Scarpero, Powered by Edge Home Finance, NMLS #1674385
513 Windsor Park Dr c, Dayton, OH 45459
9375723713
Ruoff Mortgage - Dayton-South
1522 Miamisburg Centerville Rd, Dayton, OH 45459
9374039323
Nick Stacy - Homespire Mortgage
7087 Corporate Way, Dayton, OH 45459
9378290507
The Rines Group - USA Mortgage - Austin Rines
8075 Washington Village Dr, Dayton, OH 45458
9374246061
Shannon Ryan, Ruoff Mortgage
1522 Miamisburg Centerville Rd, Dayton, OH 45459
9376084181
Millennia Mortgage Group
5450 Far Hills Ave Suite 220, Dayton, OH 45429
9379021100
USA Mortgage Chillicothe
8075 Washington Village Dr, Dayton, OH 45458
7407032369
Drew Huggins at CrossCountry Mortgage
75 Harbert Dr, Dayton, OH 45440
9376418974
The Reedy Team at Cornerstone First Mortgage
14 W First St Suite 201, Dayton, OH 45402
9376731870
Brad Powers - That Mortgage Guide
14 W First St Suite 201, Dayton, OH 45402
9376732163
C & G Mortgage
4165 Little York Rd, Dayton, OH 45414
9372649150
Shawn Bowling-USA Mortgage
8075 Washington Village Dr, Dayton, OH 45458
9376734540
Heather Powell-USA Mortgage
8075 Washington Village Dr, Dayton, OH 45458
9373051349
Kristen R Peter-USA Mortgage
8075 Washington Village Dr, Dayton, OH 45458
9376135553
Mortgage lenders in Dayton Ohio help home buyers and homeowners secure financing for property purchases and refinancing. Ohio law requires lenders to be licensed through the Ohio Division of Financial Institutions. Local lenders understand the Dayton housing market and can guide you through the loan process.
What Does a Mortgage Lender in Dayton Cost?
Typical costs for a mortgage lender in Ohio include origination fees of 0.5 to 1 percent of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,500. Closing costs in Ohio generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Dayton Ohio?
You typically need pay stubs, tax returns, bank statements, and photo identification. Ohio lenders also require a credit report and proof of employment. Each lender may ask for additional documents based on your loan type.
How long does the mortgage process take in Ohio?
The mortgage process in Ohio usually takes 30 to 45 days from application to closing. Ohio law requires a three day rescission period for refinances. Delays can occur if additional documentation is needed.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.