Mortgage Lenders in Dayton, OH
Browse mortgage lenders serving Dayton, Ohio. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Ohio before hiring.
Showing 20 mortgage lenders in Dayton, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Dayton Ohio help home buyers and homeowners secure financing for property purchases and refinancing. Ohio law requires lenders to be licensed through the Ohio Division of Financial Institutions. Local lenders understand the Dayton housing market and can guide you through the loan process.
What Does a Mortgage Lender in Dayton Cost?
Typical costs for a mortgage lender in Ohio include origination fees of 0.5 to 1 percent of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,500. Closing costs in Ohio generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Dayton Ohio?
You typically need pay stubs, tax returns, bank statements, and photo identification. Ohio lenders also require a credit report and proof of employment. Each lender may ask for additional documents based on your loan type.
How long does the mortgage process take in Ohio?
The mortgage process in Ohio usually takes 30 to 45 days from application to closing. Ohio law requires a three day rescission period for refinances. Delays can occur if additional documentation is needed.